85 Ricardo Street, Niagara-on-the-Lake, ON
Property Highlights
Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of 101 - Town. Expertly crafted featuring premium other construction, this residence presents an exceptional opportunity offered at $1,225,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 3 Bedrooms and 3 Bathrooms
- Generous living space spanning 2000-2500 sqft on a premium 49.95 x 89 ft lot
- Features a exposed rock, unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
- 2.0 total parking spaces available
- Notable attributes: Carpet Free
- equipped with central air central cooling and highly efficient forced air heating via gas
Description
Step into timeless charm with this beautifully preserved circa 1880 1-storey home, offering approximately 1,850 sq. ft. of character and comfort 3 bedroom, 2 1/2 bath century home in the highly coveted Dock Area of Niagara-on-the-Lake. This enchanting residence blends historic appeal with modern peace of mind, featuring extensive updates to all major mechanical systems, including heating, air conditioning, electrical, windows, and roof. Every essential has been thoughtfully upgraded, allowing you to enjoy classic architecture without compromise. Inside, you'll find a warm and inviting layout that showcases the home's heritage roots while providing functional living space ideal for both everyday living and entertaining. The 1-storey design offers a unique and cozy atmosphere, perfect for those seeking something truly special. Nestled in one of Niagara-on-the-Lake's most sought-after neighbourhoods, just moments from the waterfront, boutique shops, dining, and local wineries, this property presents a rare opportunity to own a piece of history in an unbeatable location. Experience the charm of the past with the confidence of modern updates-this is Niagara-on-the-Lake living at its finest.
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Pricing & Value Insights
Data-driven valuation for 85 Ricardo Street, Niagara-on-the-Lake, ON L0S 1J0
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About Purchasing a Home in Niagara-on-the-Lake, ON
For a property listed at $1,225,000 in Niagara-on-the-Lake, the legal minimum down payment is $245,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $20,975 for this transaction. As this listing is in Niagara-on-the-Lake (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $20,975.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.