97 BROCK Street, Niagara-on-the-Lake, ON

$1,346,000
MLS#:X13094634
5 beds
4 baths
2000-2500 sqft
3.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of 101 - Town. Expertly crafted featuring premium hardboard construction, this residence presents an exceptional opportunity offered at $1,346,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 5 Bedrooms and 4 Bathrooms
  • Generous living space spanning 2000-2500 sqft on a premium 91.49 x 53.13 ft lot
  • Features a full, finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Auto Garage Door Remote, Primary Bedroom - Main Floor
  • equipped with central air central cooling and highly efficient forced air heating via electric

Description

Welcome to 97 Brock Street- Immaculate and impeccably maintained, this stunning 2-storey home offers approximately 3,450 sq. ft. of beautifully finished living space in the heart of historic Niagara-on-the-Lake-just steps to wine country, Old Town, golf, boutique shopping, dining, and picturesque walking trails. Perfectly situated beside a scenic pathway leading through some of the area's most charming neighbourhoods, this 10-year-old home combines elegance, comfort, and modern design. A sprawling covered front porch welcomes you into the bright foyer and impressive open-concept main floor featuring soaring 10-ft ceilings, 8-ft doors, Black Walnut hardwood flooring, and an abundance of oversized windows that flood the home with natural light. The spacious living and dining areas are anchored by a majestic gas fireplace and flow seamlessly into the serene chef-inspired kitchen complete with quartz countertops, oversized island, neutral finishes, and ample cabinetry. The main floor also offers a powder room, convenient laundry, and a luxurious primary suite featuring a large walk-in closet and spa-like 5-piece ensuite. Inside access to the double car garage with EV charger adds everyday convenience. The upper level offers two spacious bedrooms, including one with a walk-in closet, connected by a large Jack & Jill bathroom with double sinks and separate room with tub/shower combo. The fully finished lower level boasts impressive 9-ft ceilings, oversized windows, two additional bedrooms, including one with a legal egress-sized window, the other with a cozy built-in electric fireplace. A lower level that feels above grade with soaring ceilings and plentiful light. This well built home is truly exceptional and offers refined living in one of Niagara's most sought-after communities surrounded by tranquility and beauty.

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Key Features

Bedrooms
5
Bathrooms
4
Kitchens
1
Living Area
2000-2500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateJune 18, 2026
Sold price information is available to members only
Listed Date5/7/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionHardboard
BasementFull, Finished
Lot Size91.49 × 53.13 Feet
CountyNiagara
Annual Tax$8,674
Legal DescriptionPT BLK 8, PLAN 30M427, PT 9, 30R14642 TOGETHER WITH AN UNDIVIDED COMMON INTEREST IN NIAGARA NORTH COMMON ELEMENTS CONDOMINIUM CORPORATION NO. 261 SUBJECT TO AN EASEMENT IN FAVOUR OF NIAGARA NORTH COMMON ELEMENTS CONDOMINIUM PLAN NO. 261 AS IN NR418648 SUBJECT TO AN EASEMENT FOR ENTRY AS IN NR430977 TOWN OF NIAGARA-ON-THE-LAKE

Parking & Garage

Parking Spaces3.0
Garage Spaces1
Garage TypeAttached

Heating & Cooling

Heat SourceElectric
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Golf, Beach, Electric Car Charger, Fenced Yard, Lake/Pond, Park

Interior Features

Auto Garage Door Remote, Primary Bedroom - Main Floor

Security Features

Community Features

Location

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97 BROCK Street, Niagara-on-the-Lake, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 97 BROCK Street, Niagara-on-the-Lake, ON L0S 1J0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Niagara-on-the-Lake.

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Interest Rate5.25%
Down Payment$269,200 (20.0%)
* Minimum Canadian down payment required for this price is $269,200.
Amortization Period25 Years
Estimated Monthly Payment$6,417Based on a loan of $1,076,800 over 25 years.
Purchase Price$1,346,000
Loan Amount$1,076,800
Provincial Land Transfer Tax:$23,395
Total Estimated Closing Taxes:$23,395

About Purchasing a Home in Niagara-on-the-Lake, ON

For a property listed at $1,346,000 in Niagara-on-the-Lake, the legal minimum down payment is $269,200 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $23,395 for this transaction. As this listing is in Niagara-on-the-Lake (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $23,395.

Nearby Listings

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Niagara-on-the-Lake.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$1,477,033

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Crossroads
Public1350 Niagara Stone Road, Niagara-on-the-Lake, Ontario, L0S 1J0
9.0
St Michael
Public387 Line 3 Road, Niagara-on-the-Lake, Ontario, L0S 1J0
7.9

Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.