Welcome to this remarkable 2 1/2 Storey duplex located in the coveted neighborhood of Orillia. Expertly crafted featuring premium brick and metal/steel siding construction, this residence presents an exceptional opportunity offered at $629,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
Opportunity Knocks - Legal Duplex in the Heart of Orillia! Attention investors and first-time buyers - this fully renovated legal duplex is vacant, move-in ready, and packed with income potential. Rebuilt from the studs in, this 2.5-storey property features two legal self-contained units, each offering 3 spacious bedrooms. The lower level adds even more flexibility, with potential for an in-law or auxiliary suite. Three separate 100-amp electrical meters - one for each floor - make the home especially well suited for multi-unit living or leasing. Enjoy peace of mind knowing the home has been rebuilt to meet current fire code standards and includes commercial-rated plumbing. Thoughtfully updated while preserving its original charm, the property blends modern function with timeless character. Ideally located across from Victoria Park in central Orillia, with public transit at your doorstep and excellent walkability. You're minutes from Orillia Soldiers' Memorial Hospital, the Orillia Opera House, Couchiching Beach Park, shoreline trails, schools, shopping, dining, the recreation centre, and the iconic Mariposa Market. Recent upgrades include: Brand new furnace (2025) Nearly all new windows (2025), excluding original stained-glass features Roof approximately 2018 Second-floor deck for relaxing or entertaining Whether you live in one unit and rent the other, or add this turnkey property to your investment portfolio, this is a rare opportunity in a prime central location. Modern updates, strong income potential, and unbeatable walkability - don't miss it.
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This duplex located at 90 Coldwater Road, Orillia is currently for sale and has been available on SousaSells for 52 days. This property is listed at $629,000 with an estimated mortgage of $2,094* per month. It has 6 beds, 3 bathrooms, and is 1500-2000 square feet. 90 Coldwater Road, Orillia is in the Orillia neighborhood.
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Beach, Hospital, Library, Park, Public Transit, School
Separate Hydro Meter, Sump Pump
Carbon Monoxide Detectors, Smoke Detector
No historical data available for this property.
This could be the first listing for this address.
Data-driven valuation for 90 Coldwater Road W, Orillia, ON L3V 5L5
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Orillia.
About Purchasing a Home in Orillia, ON
For a property listed at $629,000 in Orillia, the legal minimum down payment is $37,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $9,055 for this transaction. As this listing is in Orillia (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $9,055.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.