280 Division Street, Oshawa, ON

$499,999
MLS#:E13590804
3 beds
3 baths
700-1100 sqft
5.0 parking
Residential Freehold
280 Division Street, Oshawa, ON L1G 5M7

Property Highlights

Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of O'Neill. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $499,999 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 3 Bathrooms
  • Generous living space spanning 700-1100 sqft on a premium 40 x 100 ft lot
  • Features a finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 5.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Carpet Free, Rough-In Bath, Primary Bedroom - Main Floor
  • Efficient forced air heating via gas

Description

Fully renovated 1.5 story detached brick home, 40 x 100 ft lot in central Oshawa. New flooring and pot lights throughout, carpet free. Widened staircases with wood banister and iron spindles (2026), updated windows (2026).Covered front porch. New kitchen with white cabinetry, quartz countertops, custom backsplash (2026). Stainless steel fridge, stove, and dishwasher included (2026). French door walkout from dining to new rear deck. Upper loft adds flexible bonus space. Detached garage with new garage door (2026).Basement: sump pump installed (2025), bathroom with shower roughed in (2025). New owned furnace installed (2025).An ideal opportunity for first time home buyers and first time investors alike. Basement setup offers in-law suite or rental income potential to help offset your mortgage from day one. 10 min to Ontario Tech and Durham College. 10 min to Oshawa GO. Short walk to Costco, Shoppers Drug Mart, Dollarama, LCBO, and tons of diverse restaurants.

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Property Summary

This detached home located at 280 Division Street, Oshawa is currently for sale and has been available on SousaSells for 16 days. This property is listed at $499,999 with an estimated mortgage of $1,664* per month. It has 3 beds, 3 bathrooms, and is 700-1100 square feet. 280 Division Street, Oshawa is in the O'Neill neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 3 bathrooms, this home offers ample space and comfort for growing families in O'Neill, Oshawa.

Highly Recommended for Families
What We Love About This Home
  • 3 spacious bedroom layout offering versatile living space
  • 3 well-appointed bathrooms
  • 700-1100 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in Oshawa.

Target Buyer Match

Key Features

Bedrooms
3
Bathrooms
3
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date7/21/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style1 1/2 Storey
ConstructionBrick
BasementFinished
Lot Size40 × 100 Feet
CountyDurham
Annual Tax$3,750
Legal DescriptionLT 8 PL 183 EAST WHITBY; OSHAWA

Parking & Garage

Parking Total5.0
Parking Space4
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingNone

Features

Property Features

None listed

Interior Features

  • Carpet Free
  • Rough-In Bath
  • Primary Bedroom - Main Floor

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 280 Division Street, Oshawa, ON

Q.What is the asking price for 280 Division Street, Oshawa, ON ?

The current listing price for 280 Division Street, Oshawa, ON in O'Neill, Oshawa is $499,999.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 3 bathrooms across approximately 700-1100 sqft.

Q.What property type and architectural style is 280 Division Street, Oshawa, ON ?

280 Division Street, Oshawa, ON is a Detached (1 1/2 Storey) featuring a Finished basement.

Q.What interior features are included in this home?

Interior highlights include: Carpet Free, Rough-In Bath, Primary Bedroom - Main Floor.

Q.Is parking available at this property?

Yes, this property offers parking space for 5.0 vehicles (Detached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via None.

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Location

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280 Division Street, Oshawa, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 280 Division Street, Oshawa, ON L1G 5M7

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Oshawa.

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Interest Rate4.00%
Down Payment$150,000 (30.0%)
* Minimum Canadian down payment required for this price is $25,000.
Amortization Period30 Years
Estimated Monthly Payment$1,664Based on a loan of $349,999 over 30 years.
Purchase Price$499,999
Loan Amount$349,999
Provincial Land Transfer Tax:$6,475
Total Estimated Closing Taxes:$6,475

About Purchasing a Home in Oshawa, ON

For a property listed at $499,999 in Oshawa, the legal minimum down payment is $25,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $6,475 for this transaction. As this listing is in Oshawa (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $6,475.

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O'Neill, Oshawa Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for O'Neill, Oshawa.

Verified Local Data
City Population415,311
City Median Age39.6 Yrs
City Ownership75% Owners
Avg Area List Price$1,132,417

People & Families

Age Distribution

Household Composition

One-person households
21%
Families with children
53%
Couples without children
26%
Other households
0%

Top Ethnic Origins

English23%
Scottish18%
Irish18%
Canadian16%

Best Schools in O'Neill, Oshawa

Elementary Schools

Mary Street Community
Public110 Mary Street North, Oshawa, Ontario, L1G 7S2
3.1
Hillsdale
Public525 Oshawa Boulevard North, Oshawa, Ontario, L1G 5T6
5.3
Coronation
Public441 Adelaide Avenue East, Oshawa, Ontario, L1G 2A4
7.3
Sir Albert Love
Public425 Wilson Road North, Oshawa, Ontario, L1G 6E6
5.7
St Christopher
Public431 Annapolis Avenue, Oshawa, Ontario, L1J 2Y5
3.7

Secondary Schools

O’Neill
Public301 Simcoe Street North, Oshawa, Ontario, L1G 4T2
5.7
R. S. McLaughlin
Public570 Stevenson Road North, Oshawa, Ontario, L1J 5P1
6.4

O'Neill, Oshawa Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied75%
Rented25%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.