291 Whitfield Road, Otonabee-South Monaghan, ON

$769,000
MLS#:X14176536
3 Bedrooms + 2 = 5 Total Bedrooms
3 baths
1500-2000 sqft
8.0 parking
Residential Freehold
Residential Freehold for sale - 5 Bed, 3 Bath Home at 291 Whitfield Road Otonabee-South Monaghan ON listed at $769,000 (MLS# X14176536) - Main View
For Sale
Added:Nov 12, 2026(2 days ago)
Updated:Nov 13, 2026(1 day ago)
Last Checked:7 minutes ago

Property Highlights

Welcome to this remarkable Bungalow-Raised detached located in the coveted neighborhood of Otonabee-South Monaghan. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $769,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 5 Bedrooms and 3 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 87.1 x 173 ft lot
  • Features a full, finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • Ample parking with 0.0 garage spaces (8.0 total parking spaces)
  • Notable attributes: Water Heater Owned
  • equipped with central air central cooling and highly efficient forced air heating via propane

Description

This immaculate open-concept raised bungalow offers 5 bedrooms and 2.5 bathrooms, combining comfortable family living with exceptional entertaining space. The bright main level features three spacious bedrooms, a stunning kitchen complete with stainless steel appliances and a large center island, and an inviting open-concept living and dining area. A walkout from the dining room leads to a deck overlooking the private backyard, creating the perfect setting for outdoor relaxation. The fully finished lower level provides even more living space, including a generous recreation room, two additional bedrooms, and a spacious primary retreat featuring a private ensuite bathroom. Entertain guests in style with the custom handcrafted wood and stone bar, a unique focal point designed for memorable gatherings with family and friends. Ideally located in the countryside while remaining just minutes from Peterborough and Highway 115, this property offers the perfect balance of rural tranquility and urban convenience. Pride of ownership is evident throughout. This move-in-ready home is a must-see.

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Property Summary

This detached home located at 291 Whitfield Road, Otonabee-South Monaghan is currently for sale and has been available for 2 days. This property is listed at $769,000 with an estimated mortgage of $2,560* per month. It has 5 beds, 3 bathrooms, and is 1500-2000 square feet. 291 Whitfield Road, Otonabee-South Monaghan is in the Otonabee-South Monaghan neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 5 bedrooms and 3 bathrooms, this home offers ample space and comfort for growing families in Otonabee-South Monaghan, Otonabee-South Monaghan.

Highly Recommended for Families
What We Love About This Home
  • •5 spacious bedroom layout offering versatile living space
  • •3 well-appointed bathrooms
  • •1500-2000 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in Otonabee-South Monaghan, Otonabee-South Monaghan.

Target Buyer Match

Key Features

Bedrooms
3 Bedrooms + 2 = 5 Total Bedrooms
Bathrooms
3
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Price$769,000
AddedNov 12, 2026 (2 days ago)
UpdatedNov 13, 2026 (1 day ago)
Last Checked7 minutes ago
Transaction TypeFor Sale
List Office NameROYAL LEPAGE TERREQUITY REALTY

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow-Raised
ConstructionBrick
BasementFull, Finished
Lot Size87.1 × 173 Feet
CountyPeterborough
Annual Tax$4,946.77
Legal DescriptionCON 6 PT LOT 4 RC PLAN 400 LOT 4

Parking & Garage

Parking Total8.0
Parking Space8
Garage Parking0.0
Garage TypeNone

Heating & Cooling

Heat SourcePropane
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

None listed

Interior Features

  • Water Heater Owned

Security Features

  • Carbon Monoxide Detectors
  • Smoke Detector

Community Features

None listed

Property History

No historical data available for this property.

This could be the first listing for this address.

Otonabee-South Monaghan Home Buyer Advisory & Market HubActive MLS® Listing in Otonabee-South Monaghan, Ontario

Looking to Buy a Home in Otonabee-South Monaghan?

If you are looking for a house in Otonabee-South Monaghan or researching Otonabee-South Monaghan real estate for sale, this 5-bedroom detached at 291 Whitfield Road, Otonabee-South Monaghan, ON offers an exceptional opportunity to buy a home in Otonabee-South Monaghan, Ontario. Whether you are a first-time Otonabee-South Monaghan home buyer or comparing active Otonabee-South Monaghan MLS® homes for sale, working with a dedicated Otonabee-South Monaghan buyer agent ensures you receive priority showing access, unrepresented buyer protection, and aggressive price negotiation.

Otonabee-South Monaghan Homes for Sale & MLS® Listings

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Dedicated Otonabee-South Monaghan Buyer Agent

Under Ontario REBBA/TRESA regulations, the listing brokerage is legally bound to the seller's financial interests. Work with an experienced Otonabee-South Monaghan realtor & real estate broker who represents you 100%—at zero cost to you as a buyer.

Otonabee-South Monaghan Buyer Budget & Costs

Estimated mortgage: $2,560*/month*. Estimated Ontario Land Transfer Tax: $11,855. First-time Otonabee-South Monaghan home buyers may qualify for up to $8,475 in rebates.

Frequently Asked Questions: Buying a Home in Otonabee-South Monaghan

Frequently Asked Questions about 291 Whitfield Road, Otonabee-South Monaghan, ON

Q.What is the asking price for 291 Whitfield Road, Otonabee-South Monaghan, ON ?

The current listing price for 291 Whitfield Road, Otonabee-South Monaghan, ON in Otonabee-South Monaghan, Otonabee-South Monaghan is $769,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 5 bedrooms and 3 bathrooms across approximately 1500-2000 sqft.

Q.What property type and architectural style is 291 Whitfield Road, Otonabee-South Monaghan, ON ?

291 Whitfield Road, Otonabee-South Monaghan, ON is a Detached (Bungalow-Raised) featuring a Full, Finished basement.

Q.What interior features are included in this home?

Interior highlights include: Water Heater Owned.

Q.What security features are installed at 291 Whitfield Road, Otonabee-South Monaghan, ON ?

Security features include: Carbon Monoxide Detectors, Smoke Detector.

Q.Is parking available at this property?

Yes, this property offers parking space for 8.0 vehicles (None).

Q.What heating and cooling systems are installed?

Heating is provided via Propane and cooling via Central Air.

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Location

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291 Whitfield Road, Otonabee-South Monaghan, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Otonabee-South Monaghan, Otonabee-South Monaghan

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
▼ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) × 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Pricing & Value Insights

Data-driven valuation for 291 Whitfield Road, Otonabee-South Monaghan, ON K0L 1V0

Estimated Sales Range
$731,000 - $754,000

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Otonabee-South Monaghan.

Configure Loan Settings

Interest Rate4.00%
Down Payment$230,700 (30.0%)
* Minimum Canadian down payment required for this price is $51,900.
Amortization Period30 Years
Estimated Monthly Payment$2,560Based on a loan of $538,300 over 30 years.
Purchase Price$769,000
Loan Amount$538,300
Provincial Land Transfer Tax:$11,855
Total Estimated Closing Taxes:$11,855

About Purchasing a Home in Otonabee-South Monaghan, ON

For a property listed at $769,000 in Otonabee-South Monaghan, the legal minimum down payment is $51,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $11,855 for this transaction. As this listing is in Otonabee-South Monaghan (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $11,855.

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Otonabee-South Monaghan, Otonabee-South Monaghan Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Otonabee-South Monaghan, Otonabee-South Monaghan.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$742,906

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Otonabee-South Monaghan, Otonabee-South Monaghan

Elementary Schools

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Secondary Schools

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Otonabee-South Monaghan, Otonabee-South Monaghan Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

MLS® Active
$769,000

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