285 Ridout Street, Port Hope, ON

$510,000
MLS#:X12898236
2 beds
2 baths
700-1100 sqft
8.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of Port Hope. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $510,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 2 Bathrooms
  • Generous living space spanning 700-1100 sqft on a premium 33.55 x 165 ft lot
  • Features a unfinished, full, exposed rock basement, adding superb versatility for recreation, a home gym, or extra storage
  • 8.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Carpet Free, Primary Bedroom - Main Floor, Storage
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

There's something special about a home that just feels right the moment you walk in and 285 Ridout Street delivers exactly that. Set on a deep, tree-lined lot in one of Port Hope's most walkable neighbourhoods, this charming century home blends character, comfort, and everyday functionality. This 2 bedroom, 2 bathroom home has been thoughtfully updated while maintaining its warmth and original appeal. The main floor offers a bright, open-concept layout anchored by an updated kitchen, creating a natural gathering space for both everyday living and entertaining. The sunroom adds the perfect extension ideal for morning coffee or a quiet place to unwind. A main floor bedroom and full bath provide flexibility for guests, work-from-home, or convenient one-level living. Upstairs, the second bedroom functions as a private retreat, complete with its own bathroom, loft and cozy character. Outside, the property truly stands out. The expansive, fully fenced yard offers exceptional space, privacy, and versatility; it's perfect for entertaining, gardening, or simply enjoying the outdoors. A rear deck extends your living space outside, while the detached garage/workshop adds function for hobbies or storage. With bonus rear laneway access and ample parking (parking for 8 cars), this is a rare find so close to downtown. Additional features include a durable metal roof and numerous recent updates: front screen door (2025), fencing (west and south sides, 2022), basement stairs (2022), upstairs closet (2022), duct cleaning (2022), and Bell Fibe service. Located just minutes from Port Hope's historic downtown, shops, restaurants, and everyday amenities, this is an ideal opportunity for first-time buyers, downsizers, or anyone looking to enjoy small town living with charm and convenience.

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Key Features

Bedrooms
2
Bathrooms
2
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateMarch 24, 2026
Sold price information is available to members only
Listed Date3/19/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style1 1/2 Storey
ConstructionVinyl Siding
BasementUnfinished, Full, Exposed Rock
Lot Size33.55 × 165 Feet
CountyNorthumberland
Annual Tax$4,143.8
Legal DescriptionW 1/2 LT 11 S/S RIDOUT ST PL 1 RIDOUT PORT HOPE T/W & S/T NC254182 MUNICIPALITY OF PORT HOPE

Parking & Garage

Parking Spaces8.0
Garage Spaces7
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Beach, Fenced Yard, Golf, Park, Rec./Commun.Centre, School

Interior Features

Carpet Free, Primary Bedroom - Main Floor, Storage, Water Heater Owned, Water Meter, Workbench

Security Features

Carbon Monoxide Detectors, Smoke Detector

Community Features

Location

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285 Ridout Street, Port Hope, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 285 Ridout Street, Port Hope, ON L1A 1P8

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Port Hope.

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Interest Rate5.25%
Down Payment$26,000 (5.1%)
* Minimum Canadian down payment required for this price is $26,000.
Amortization Period25 Years
Estimated Monthly Payment$2,884Based on a loan of $484,000 over 25 years.
Purchase Price$510,000
Loan Amount$484,000
Provincial Land Transfer Tax:$6,675
Total Estimated Closing Taxes:$6,675

About Purchasing a Home in Port Hope, ON

For a property listed at $510,000 in Port Hope, the legal minimum down payment is $26,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $6,675 for this transaction. As this listing is in Port Hope (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $6,675.

Nearby Listings

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No current listings found in Port Hope.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Port Hope, Port Hope.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$801,547

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Beatrice Strong
Public90 Rose Glen Road North, Port Hope, Ontario, L1A 3V6
4.7

Secondary Schools

Port Hope
Public130 Highland Drive, Port Hope, Ontario, L1A 2A3
5.6

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.