2744 Church Street, Ramara, ON

$589,900
MLS#:S12796494
4 beds
3 baths
1100-1500 sqft
9.5 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow-Raised detached located in the coveted neighborhood of Brechin. Expertly crafted featuring premium vinyl siding and stone construction, this residence presents an exceptional opportunity offered at $589,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 3 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 66 x 132 ft lot
  • Features a full, finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 9.5 total parking spaces available with a convenient attached configuration
  • Notable attributes: Storage, Sump Pump, Water Heater
  • equipped with central air central cooling and highly efficient forced air heating via propane

Description

Just minutes from Lake Simcoe, with private resident-only lake access just five-minute drive away, this custom-built 2018 home invites you to slow down and enjoy the very best of Brechin living. Thoughtfully designed and impeccably maintained, it offers a perfect balance of comfort, space, and everyday elegance. Sunlight pours into the open-concept main floor, where the living, dining, and kitchen spaces flow effortlessly-ideal for quiet mornings or lively gatherings. The serene primary bedroom features a 3-piece ensuite and walk-in closet, while two additional bedrooms and a beautifully finished full bathroom provide comfort for family and guests alike. The bright, open-concept lower level feels like an extension of the main floor, thanks to oversized windows and a welcoming layout. Finished with laminate flooring, the spacious family room is perfect for movie nights with the built-in projector, cozy reading by the custom bookshelves, or future entertaining with rough-in for a wet bar / kitchen, offering excellent in-law or income potential. A fourth bedroom, 4-piece bathroom, laundry room, and central vacuum complete this level with ease and functionality. Step outside to a fully enclosed, generously sized deck, where long evenings can be enjoyed without the bother of mosquitoes, while the greenhouse offers a peaceful retreat for gardening enthusiasts. With parking for up to eight vehicles and a fully insulated, drywalled 1.5-car garage, this home blends practicality with charm. Serviced by municipal water and sewer, and truly move-in ready, this is a place to settle in, unwind, and feel at home.

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Property Summary

This detached home located at 2744 Church Street, Ramara is currently for sale and has been available on SousaSells for 144 days. This property is listed at $589,900 with an estimated mortgage of $1,964* per month. It has 4 beds, 3 bathrooms, and is 1100-1500 square feet. 2744 Church Street, Ramara is in the Brechin neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
4
Bathrooms
3
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateMarch 5, 2026
Sold price information is available to members only
Listed Date2/18/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow-Raised
ConstructionVinyl Siding, Stone
BasementFull, Finished
Lot Size66 × 132 Feet
CountySimcoe
Annual Tax$3,597
Legal DescriptionLT 11 PL 114 MARA; RAMARA

Parking & Garage

Parking Spaces9.5
Garage Spaces8
Garage TypeAttached

Heating & Cooling

Heat SourcePropane
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Interior Features

Storage, Sump Pump, Water Heater, Water Treatment, Auto Garage Door Remote, Central Vacuum

Security Features

Community Features

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Location

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2744 Church Street, Ramara, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 2744 Church Street, Ramara, ON N0J 1P0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Ramara.

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Interest Rate4.00%
Down Payment$176,970 (30.0%)
* Minimum Canadian down payment required for this price is $33,990.
Amortization Period30 Years
Estimated Monthly Payment$1,964Based on a loan of $412,930 over 30 years.
Purchase Price$589,900
Loan Amount$412,930
Provincial Land Transfer Tax:$8,273
Total Estimated Closing Taxes:$8,273

About Purchasing a Home in Ramara, ON

For a property listed at $589,900 in Ramara, the legal minimum down payment is $33,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $8,273 for this transaction. As this listing is in Ramara (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $8,273.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Brechin, Ramara.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$802,897

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.