407 Ridge Street, Saugeen Shores, ON

$839,900
MLS#:X13632640
4 beds
3 baths
1100-1500 sqft
6.0 parking
Residential Freehold
407 Ridge Street, Saugeen Shores, ON N0H 2C3

Property Highlights

Welcome to this remarkable Bungalow-Raised detached located in the coveted neighborhood of Saugeen Shores. Expertly crafted featuring premium stone and vinyl siding construction, this residence presents an exceptional opportunity offered at $839,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 3 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 56.69 x 108.13 ft lot
  • Features a finished, full basement, adding superb versatility for recreation, a home gym, or extra storage
  • 6.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Air Exchanger, Auto Garage Door Remote
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Why wait for a new build when this home built in 2021 with a long list of upgrades could be yours? Featuring 1396 sqft of finished living space on the main floor with a wide open kitchen, dining area and living room complete with engineered hardwood floors, gas fireplace and walkout to a partially covered deck and fenced backyard; followed by 2 large bedrooms, primary with a 4pc ensuite including tiled shower & 2 sinks & a 4pc main bath. The basement is finished with 2 more bedrooms, family room, 3pc bath and laundry / utility room with access to the 2 car garage. Extras that this home includes; smooth ceilings, engineered hardwood and ceramic tile throughout (no carpet), hardwood staircase, tiled walls in the 4pc bath tub area, appliances, quartz counter tops throughout, gas BBQ outlet, custom blinds, tiled backsplash, gas range, hot tub rough in and more. Come have a look

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Property Summary

This detached home located at 407 Ridge Street, Saugeen Shores is currently for sale and has been available on SousaSells for 2 days. This property is listed at $839,900 with an estimated mortgage of $2,796* per month. It has 4 beds, 3 bathrooms, and is 1100-1500 square feet. 407 Ridge Street, Saugeen Shores is in the Saugeen Shores neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 4 bedrooms and 3 bathrooms, this home offers ample space and comfort for growing families in Saugeen Shores, Saugeen Shores.

Highly Recommended for Families
What We Love About This Home
  • 4 spacious bedroom layout offering versatile living space
  • 3 well-appointed bathrooms
  • 1100-1500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in Saugeen Shores, Saugeen Shores.

Target Buyer Match

Key Features

Bedrooms
4
Bathrooms
3
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date8/4/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow-Raised
ConstructionStone, Vinyl Siding
BasementFinished, Full
Lot Size56.69 × 108.13 Feet
CountyBruce
Annual Tax$5,524.71
Legal DescriptionLOT 96, PLAN 3M246 SUBJECT TO AN EASEMENT IN GROSS OVER PART 85, 3R10281 AS IN BR150529 MUNICIPALITY OF SAUGEEN SHORES, COUNTY OF BRUCE

Parking & Garage

Parking Total6.0
Parking Space4
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • Beach
  • Fenced Yard

Interior Features

  • Air Exchanger
  • Auto Garage Door Remote

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 407 Ridge Street, Saugeen Shores, ON

Q.What is the asking price for 407 Ridge Street, Saugeen Shores, ON ?

The current listing price for 407 Ridge Street, Saugeen Shores, ON in Saugeen Shores, Saugeen Shores is $839,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 4 bedrooms and 3 bathrooms across approximately 1100-1500 sqft.

Q.What property type and architectural style is 407 Ridge Street, Saugeen Shores, ON ?

407 Ridge Street, Saugeen Shores, ON is a Detached (Bungalow-Raised) featuring a Finished, Full basement.

Q.What key property features does 407 Ridge Street, Saugeen Shores, ON offer?

Key property features include: Beach, Fenced Yard.

Q.What interior features are included in this home?

Interior highlights include: Air Exchanger, Auto Garage Door Remote.

Q.Is parking available at this property?

Yes, this property offers parking space for 6.0 vehicles (Attached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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Location

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407 Ridge Street, Saugeen Shores, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 407 Ridge Street, Saugeen Shores, ON N0H 2C3

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Saugeen Shores.

Configure Loan Settings

Interest Rate4.00%
Down Payment$251,970 (30.0%)
* Minimum Canadian down payment required for this price is $58,990.
Amortization Period30 Years
Estimated Monthly Payment$2,796Based on a loan of $587,930 over 30 years.
Purchase Price$839,900
Loan Amount$587,930
Provincial Land Transfer Tax:$13,273
Total Estimated Closing Taxes:$13,273

About Purchasing a Home in Saugeen Shores, ON

For a property listed at $839,900 in Saugeen Shores, the legal minimum down payment is $58,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $13,273 for this transaction. As this listing is in Saugeen Shores (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $13,273.

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Saugeen Shores, Saugeen Shores Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Saugeen Shores, Saugeen Shores.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$944,584

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Saugeen Shores, Saugeen Shores

Elementary Schools

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Secondary Schools

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Saugeen Shores, Saugeen Shores Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.