418 Elgin Street, Saugeen Shores, ON

$529,900
MLS#:X13646262
3 beds
1 baths
1100-1500 sqft
4.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Saugeen Shores. Expertly crafted featuring premium aluminum siding construction, this residence presents an exceptional opportunity offered at $529,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 1 Bathroom
  • Generous living space spanning 1100-1500 sqft on a premium 65 x 131 ft lot
  • Features a crawl space basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available
  • Notable attributes: Primary Bedroom - Main Floor, Water Heater Owned
  • equipped with window unit(s) central cooling and highly efficient baseboard heating via electric

Description

Welcome to this charming, move-in ready bungalow just a short stroll {approximately five blocks} from beautiful Main Port Elgin Beach! Bright, inviting, and filled with natural light, this well-maintained home offers three comfortable bedrooms and a full bathroom, making it an excellent opportunity for first-time home buyers, retirees looking to enjoy convenient main-floor living, those searching for a weekend cottage, or investors seeking a rental or income property. Cozy up by the natural gas fireplace, with baseboard heating available as supplemental or backup heat when needed. Outside, you'll love the fully fenced, very private, backyard featuring a spacious cement patio for entertaining, a sand point to keep the lawn looking its best, and plenty of room for kids and pets to play. An owned hot water tank means eliminating the monthly rental expense, and with its unbeatable location close to Main Port Elgin Beach, parks, trails, schools, and downtown amenities, this home offers the perfect blend of comfort, convenience, and relaxed lakeside living.

Upcoming Open Houses

Saturday, August 15, 202611:00 AM - 12:00 PMPublic
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Property Summary

This detached home located at 418 Elgin Street, Saugeen Shores is currently for sale and has been available on SousaSells for 7 days. This property is listed at $529,900 with an estimated mortgage of $1,764* per month. It has 3 beds, 1 bathroom, and is 1100-1500 square feet. 418 Elgin Street, Saugeen Shores is in the Saugeen Shores neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 1 bathroom, this home offers ample space and comfort for growing families in Saugeen Shores, Saugeen Shores.

Highly Recommended for Families
What We Love About This Home
  • 3 spacious bedroom layout offering versatile living space
  • 1 well-appointed bathroom
  • 1100-1500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in Saugeen Shores.

Target Buyer Match

Key Features

Bedrooms
3
Bathrooms
1
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date8/4/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionAluminum Siding
BasementCrawl Space
Lot Size65 × 131 Feet
CountyBruce
Annual Tax$2,878.8
Legal DescriptionLT 84 BLK 64 PL 11 TOWN OF SAUGEEN SHORES, Bruce County N0H 2C3

Parking & Garage

Parking Total4.0
Parking Space4
Garage TypeNone

Heating & Cooling

Heat SourceElectric
Heat TypeBaseboard
CoolingWindow Unit(s)

Features

Property Features

  • Fenced Yard

Interior Features

  • Primary Bedroom - Main Floor
  • Water Heater Owned

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 418 Elgin Street, Saugeen Shores, ON

Q.What is the asking price for 418 Elgin Street, Saugeen Shores, ON ?

The current listing price for 418 Elgin Street, Saugeen Shores, ON in Saugeen Shores, Saugeen Shores is $529,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 1 bathroom across approximately 1100-1500 sqft.

Q.What property type and architectural style is 418 Elgin Street, Saugeen Shores, ON ?

418 Elgin Street, Saugeen Shores, ON is a Detached (Bungalow) featuring a Crawl Space basement.

Q.What key property features does 418 Elgin Street, Saugeen Shores, ON offer?

Key property features include: Fenced Yard.

Q.What interior features are included in this home?

Interior highlights include: Primary Bedroom - Main Floor, Water Heater Owned.

Q.Is parking available at this property?

Yes, this property offers parking space for 4.0 vehicles (None).

Q.What heating and cooling systems are installed?

Heating is provided via Electric and cooling via Window Unit(s).

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Location

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418 Elgin Street, Saugeen Shores, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 418 Elgin Street, Saugeen Shores, ON N0H 2C0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Saugeen Shores.

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Interest Rate4.00%
Down Payment$158,970 (30.0%)
* Minimum Canadian down payment required for this price is $27,990.
Amortization Period30 Years
Estimated Monthly Payment$1,764Based on a loan of $370,930 over 30 years.
Purchase Price$529,900
Loan Amount$370,930
Provincial Land Transfer Tax:$7,073
Total Estimated Closing Taxes:$7,073

About Purchasing a Home in Saugeen Shores, ON

For a property listed at $529,900 in Saugeen Shores, the legal minimum down payment is $27,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $7,073 for this transaction. As this listing is in Saugeen Shores (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $7,073.

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Saugeen Shores, Saugeen Shores Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Saugeen Shores, Saugeen Shores.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$944,584

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Saugeen Shores, Saugeen Shores

Elementary Schools

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Secondary Schools

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Saugeen Shores, Saugeen Shores Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.