426 Catherine Street, Saugeen Shores, ON

$549,900
MLS#:X13632644
3 beds
2 baths
700-1100 sqft
5.0 parking
Residential Freehold
426 Catherine Street, Saugeen Shores, ON N0H 2C1

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Saugeen Shores. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $549,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 700-1100 sqft on a premium 65 x 110 ft lot
  • Features a finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 5.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Generator - Full
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Super starter or finisher at 426 Catherine Street in Port Elgin; walking distance to Ecole Port Elgin Saugeen Central Elementary School, the beach and downtown. The current owners have meticulously maintained this home for many years with plenty of recent updates. This home features 2 bedrooms plus a den on the main floor; with a 3rd in the basement. There are 2 full baths, the yard is fenced, with a gazebo for shade and shed for added storage. A whole home gas generator, gas furnace and central air where all installed in 2020, shingles last replaced 2011 (membrane under the shingles), main floor bathroom renovated in 2018, electrical panel updated in 2018, 3 exterior doors replaced in 2021 and plenty more. Come take a look for yourself.

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Property Summary

This detached home located at 426 Catherine Street, Saugeen Shores is currently for sale and has been available on SousaSells for 2 days. This property is listed at $549,900 with an estimated mortgage of $1,830* per month. It has 3 beds, 2 bathrooms, and is 700-1100 square feet. 426 Catherine Street, Saugeen Shores is in the Saugeen Shores neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Saugeen Shores, Saugeen Shores.

Highly Recommended for Families
What We Love About This Home
  • 3 spacious bedroom layout offering versatile living space
  • 2 well-appointed bathrooms
  • 700-1100 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in Saugeen Shores.

Target Buyer Match

Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date8/4/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionVinyl Siding
BasementFinished
Lot Size65 × 110 Feet
CountyBruce
Annual Tax$3,583
Legal DescriptionPCL 158-1 SEC M13; LT 158 PL M13; MUNICIPALITY OF SAUGEEN SHORES, FORMERLY TOWN OF PORT ELGIN, COUNTY OF BRUCE

Parking & Garage

Parking Total5.0
Parking Space4
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

None listed

Interior Features

  • Generator - Full

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 426 Catherine Street, Saugeen Shores, ON

Q.What is the asking price for 426 Catherine Street, Saugeen Shores, ON ?

The current listing price for 426 Catherine Street, Saugeen Shores, ON in Saugeen Shores, Saugeen Shores is $549,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 2 bathrooms across approximately 700-1100 sqft.

Q.What property type and architectural style is 426 Catherine Street, Saugeen Shores, ON ?

426 Catherine Street, Saugeen Shores, ON is a Detached (Bungalow) featuring a Finished basement.

Q.What interior features are included in this home?

Interior highlights include: Generator - Full.

Q.Is parking available at this property?

Yes, this property offers parking space for 5.0 vehicles (Attached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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426 Catherine Street, Saugeen Shores, ON

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Property History

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This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 426 Catherine Street, Saugeen Shores, ON N0H 2C1

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Saugeen Shores.

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Interest Rate4.00%
Down Payment$164,970 (30.0%)
* Minimum Canadian down payment required for this price is $29,990.
Amortization Period30 Years
Estimated Monthly Payment$1,830Based on a loan of $384,930 over 30 years.
Purchase Price$549,900
Loan Amount$384,930
Provincial Land Transfer Tax:$7,473
Total Estimated Closing Taxes:$7,473

About Purchasing a Home in Saugeen Shores, ON

For a property listed at $549,900 in Saugeen Shores, the legal minimum down payment is $29,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $7,473 for this transaction. As this listing is in Saugeen Shores (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $7,473.

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Saugeen Shores, Saugeen Shores Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Saugeen Shores, Saugeen Shores.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$944,584

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Saugeen Shores, Saugeen Shores

Elementary Schools

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Secondary Schools

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Saugeen Shores, Saugeen Shores Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.