12 Churchill Crescent, Smiths Falls, ON

$329,900
MLS#:X13525278
3 beds
1 baths
700-1100 sqft
2.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of 901 - Smiths Falls. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $329,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 1 Bathroom
  • Generous living space spanning 700-1100 sqft on a premium 44 x 95 ft lot
  • Features a crawl space basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available
  • Notable attributes: Water Heater
  • Efficient forced air heating via gas

Description

Welcome to 12 Churchill Crescent, a charming, well maintained home, where timeless character meets thoughtful modern convenience, offering 3 bedrooms and potential 1 car garage. A wonderful opportunity for a first time buyer, maybe down sizing or tired of renting, this sweet property is for you! Step inside you'll immediately appreciate the warmth and natural light that fills the interior, highlighting the unique personality of this era of home. Cozy, charming, slanted ceilings and creative built - in storage solutions showcase the clever design of wartime construction, while tasteful updates provide the comfort and ease of modern living. From front entry - bright and functional eat-in kitchen offers ample cabinets, generous counter space, pantry and stainless steel appliances, flows seamlessly into adjoining living room, ideal for everyday living and entertaining. The main floor also features a versatile main floor bedroom currently used as a home office with patio door opening to a peaceful outdoor escape - an ideal spot for your morning coffee, family BBQ's and quiet evenings.The main floor also offers wonderful laundry space and a lovely 3 pc bath. Upstairs, you'll find 2 good -sized bedrooms, each offering great closet /storage space. * An unfinished former garage space that offers excellent potential, whether restored back to a garage or finished into additional living space, it provides valuable flexibility for future use. Outside there is space to garden, room for the kids to run and play, relax and entertain family and friends. Thoughtfully maintained and economical to operate, this home offers efficient affordable living without compromising comfort and convenience. updates inc. Roof- sheeted and shingled 2022. Centrally located in Smiths Falls and walking distance to Rideau Canal, parks and recreation, downtown shopping and essential amenities. Call today for a private viewing!

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Key Features

Bedrooms
3
Bathrooms
1
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusSold Conditional
Listed Date7/6/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style1 1/2 Storey
ConstructionVinyl Siding
BasementCrawl Space
Lot Size44 × 95 Feet
CountyLanark
Annual Tax$2,307
Legal DescriptionLT 6 PL 17481 LANARK S MONTAGUE TOWN OF SMITHS FALLS

Parking & Garage

Parking Spaces2.0
Garage Spaces2
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingNone

Features

Property Features

Interior Features

Water Heater

Security Features

Community Features

Location

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12 Churchill Crescent, Smiths Falls, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 12 Churchill Crescent, Smiths Falls, ON K7A 3H4

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Smiths Falls.

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Interest Rate5.25%
Down Payment$16,495 (5.0%)
* Minimum Canadian down payment required for this price is $16,495.
Amortization Period25 Years
Estimated Monthly Payment$1,868Based on a loan of $313,405 over 25 years.
Purchase Price$329,900
Loan Amount$313,405
Provincial Land Transfer Tax:$3,424
Total Estimated Closing Taxes:$3,424

About Purchasing a Home in Smiths Falls, ON

For a property listed at $329,900 in Smiths Falls, the legal minimum down payment is $16,495 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $3,424 for this transaction. As this listing is in Smiths Falls (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $3,424.

Nearby Listings

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No current listings found in Smiths Falls.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Smiths Falls.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$486,075

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Duncan J Schoular
Public41 McGill Street South, Smiths Falls, Ontario, K7A 3M9
2.6
St Francis de Sales
Public4 Ross Street, Smiths Falls, Ontario, K7A 4L5
2.9
Chimo
Public11 Ross Street, Smiths Falls, Ontario, K7A 4V7
3.7

Secondary Schools

St. Luke Catholic
Catholic5 Catherine Street, Smiths Falls, Ontario, K7A 3Z9
0.9
Smiths Falls
Public10 Ontario Street, Smiths Falls, Ontario, K7A 4P9
3.7

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.