20 James Street, Smiths Falls, ON
Property Highlights
Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of 901 - Smiths Falls. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $424,500 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 3 Bedrooms and 1 Bathroom
- Generous living space spanning 1100-1500 sqft on a premium 39 x 120 ft lot
- Features a unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
- 4.0 total parking spaces available with a convenient detached configuration
- Notable attributes: Carpet Free
- equipped with wall unit(s) central cooling and highly efficient heat pump heating via gas
Description
Welcome to this striking 2.5 story, detached brick home on James Street, perfectly positioned just blocks from the Rideau River and Murphy's Park. Impeccably updated from top to bottom, there is truly nothing left to do here but move in and enjoy! The main level showcases thoughtful, high end finishes with refinished original hard wood floors, all new light fixtures, anchored by a gorgeous, fully renovated kitchen that serves as the heart of the home. The living room opens up to a dining room that opens to the back yard, making it great for entertaining. Upstairs, you will find three bright bedrooms, a stylishly appointed full bathroom, and a fully finished attic space, ideal as cozy family lounge. Peace of mind comes built in thanks to a highly efficient boiler system (2022) keeping the home comfortable year round. Step outside to your private outdoor oasis, an expansive backyard completely fenced in, with a large deck, plenty of green space, and convenient dedicated parking. Combining classic architectural character, contemporary upgrades, and an incredible lifestyle location near water, parks, and amenities, this turn key gem won't last long. Schedule your tour today!
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Property Summary
This detached home located at 20 James Street, Smiths Falls is currently for sale and has been available on SousaSells for 7 days. This property is listed at $424,500 with an estimated mortgage of $1,413* per month. It has 3 beds, 1 bathroom, and is 1100-1500 square feet. 20 James Street, Smiths Falls is in the 901 - Smiths Falls neighborhood.
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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Yes! Featuring 3 bedrooms and 1 bathroom, this home offers ample space and comfort for growing families in 901 - Smiths Falls, Smiths Falls.
- •3 spacious bedroom layout offering versatile living space
- •1 well-appointed bathroom
- •1100-1500 sqft of generous functional square footage
Families, couples, or downsizers looking for a well-proportioned home in Smiths Falls.
Key Features
Additional Details
Property Details
Parking & Garage
Heating & Cooling
Features
Property Features
- Rec./Commun.Centre
- Library
- Fenced Yard
- Park
Interior Features
- Carpet Free
Security Features
None listed
Community Features
None listed
Frequently Asked Questions about 20 James Street, Smiths Falls, ON
Q.What is the asking price for 20 James Street, Smiths Falls, ON ?
The current listing price for 20 James Street, Smiths Falls, ON in 901 - Smiths Falls, Smiths Falls is $424,500.
Q.How many bedrooms and bathrooms does this property have?
This property features 3 bedrooms and 1 bathroom across approximately 1100-1500 sqft.
Q.What property type and architectural style is 20 James Street, Smiths Falls, ON ?
20 James Street, Smiths Falls, ON is a Detached (2-Storey) featuring a Unfinished basement.
Q.What key property features does 20 James Street, Smiths Falls, ON offer?
Key property features include: Rec./Commun.Centre, Library, Fenced Yard, Park.
Q.What interior features are included in this home?
Interior highlights include: Carpet Free.
Q.Is parking available at this property?
Yes, this property offers parking space for 4.0 vehicles (Detached).
Q.What heating and cooling systems are installed?
Heating is provided via Gas and cooling via Wall Unit(s).
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Pricing & Value Insights
Data-driven valuation for 20 James Street, Smiths Falls, ON K7A 1W8
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
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About Purchasing a Home in Smiths Falls, ON
For a property listed at $424,500 in Smiths Falls, the legal minimum down payment is $21,225 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $4,965 for this transaction. As this listing is in Smiths Falls (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $4,965.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.