20 RIVER Street, Smiths Falls, ON

$409,900
MLS#:X13772356
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3 beds
2 baths
700-1100 sqft
2.0 parking
Residential Freehold
Sold property - 3 Bed, 2 Bath Home at 20 RIVER Street Smiths Falls ON listed at $409,900 (MLS# X13772356) - Main View
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This property was sold on September 23, 2026. Listing is for reference only.
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Added:Sep 11, 2026(50 days ago)
Updated:Sep 23, 2026(38 days ago)
Last Checked:14 minutes ago

Property Highlights

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Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Smiths Falls. Expertly crafted featuring premium stone and vinyl siding construction, this residence presents an exceptional opportunity offered at $409,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 700-1100 sqft on a premium 40 x 181 ft lot
  • Features a half, unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • Ample parking with 0.0 garage spaces (2.0 total parking spaces)
  • Notable attributes: Carpet Free
  • equipped with other central cooling and highly efficient baseboard heating via electric

Description

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Welcome to a rare opportunity in an exceptional location-this beautifully updated home sits on an oversized lot just steps from the UNESCO World Heritage Site Rideau Canal. From your backyard, enjoy direct access to scenic walking paths leading to Lower Reach Park, with fishing, paddling, and nature right at your doorstep. A short stroll brings you to the amenities of downtown, offering the perfect blend of convenience and lifestyle. The deep, lot is well framed by mature trees, including a towering pine, and features a thoughtfully designed outdoor space ideal for entertaining, complete with a built-in sandbox for the kids and plenty of room for family gatherings and relaxation. Inside, the home showcases extensive updates and timeless finishes, including maple hardwood flooring throughout both the main and second levels. The inviting living room is anchored by a cozy gas fireplace, while the bright dining area overlooks the backyard and flows seamlessly into a well-appointed, efficient kitchen. A convenient two-piece bath and main floor laundry add to the functionality of the space. Upstairs, the spacious primary bedroom offers a second gas fireplace and custom built-in dressers that maximize storage and style. Two additional bedrooms and a beautifully updated full bathroom complete the upper level. Situated on a quiet street in a sought-after neighbourhood, this is a fantastic family home offering comfort, charm, and an unbeatable lifestyle. Walking distance to both Chimo and St. Francis elementary Schools. Opportunities like this don't come along often-call today!

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Property Summary

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This detached home located at 20 RIVER Street, Smiths Falls is currently for sale and has been available for 50 days. This property is listed at $409,900 with an estimated mortgage of $1,364* per month. It has 3 beds, 2 bathrooms, and is 700-1100 square feet. 20 RIVER Street, Smiths Falls is in the Smiths Falls neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Smiths Falls, Smiths Falls.

Highly Recommended for Families
What We Love About This Home
  • •3 spacious bedroom layout offering versatile living space
  • •2 well-appointed bathrooms
  • •700-1100 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in Smiths Falls.

Target Buyer Match

Key Features

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Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

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StatusSold
Sold DateSeptember 23, 2026
Sold price information is available to members only
AddedSep 11, 2026 (50 days ago)
UpdatedSep 23, 2026 (38 days ago)
Last Checked14 minutes ago
Transaction TypeFor Sale
List Office NameRE/MAX AFFILIATES MARQUIS

Property Details

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Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionStone, Vinyl Siding
BasementHalf, Unfinished
Lot Size40 Ă— 181 Feet
CountyLanark
Annual Tax$2,368
Rental ItemsNIL
Legal DescriptionPT LT 20 N/S RIVER ST PL 13884 LANARK S SOUTH ELMSLEY AS IN RS180760 TOWN OF SMITHS FALLS

Parking & Garage

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Parking Total2.0
Parking Space2
Garage Parking0.0
Garage TypeNone

Heating & Cooling

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Heat SourceElectric
Heat TypeBaseboard
CoolingOther

Features

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Property Features

None listed

Interior Features

  • Carpet Free

Security Features

None listed

Community Features

None listed

Property History

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No historical data available for this property.

This could be the first listing for this address.

Smiths Falls Homeowner & Seller AdvisoryVerified Sold Comp

What is your house worth in Smiths Falls?

This property at 20 RIVER Street, Smiths Falls, ON has closed. If you own a home on this street or nearby in Smiths Falls, recent market trends and verified sold prices directly determine your home equity.

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Frequently Asked Questions about 20 RIVER Street, Smiths Falls, ON

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Q.What is the asking price for 20 RIVER Street, Smiths Falls, ON ?

The current listing price for 20 RIVER Street, Smiths Falls, ON in Smiths Falls, Smiths Falls is $409,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 2 bathrooms across approximately 700-1100 sqft.

Q.What property type and architectural style is 20 RIVER Street, Smiths Falls, ON ?

20 RIVER Street, Smiths Falls, ON is a Detached (2-Storey) featuring a Half, Unfinished basement.

Q.What interior features are included in this home?

Interior highlights include: Carpet Free.

Q.Is parking available at this property?

Yes, this property offers parking space for 2.0 vehicles (None).

Q.What heating and cooling systems are installed?

Heating is provided via Electric and cooling via Other.

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Location

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20 RIVER Street, Smiths Falls, ON
Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Smiths Falls, Smiths Falls

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

Pricing & Value Insights

Data-driven valuation for 20 RIVER Street, Smiths Falls, ON K7A 3S2

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Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Smiths Falls, Smiths Falls Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Smiths Falls, Smiths Falls.

Verified Local Data
City Population2,794,356
City Median Age39.2 Yrs
City Ownership48% Owners
Avg Area List Price$496,912

People & Families

Age Distribution

Household Composition

One-person households
32%
Families with children
36%
Couples without children
24%
Other households
8%

Top Ethnic Origins

Chinese11%
English9%
Canadian8%
East Indian8%

Best Schools in Smiths Falls, Smiths Falls

Elementary Schools

Duncan J Schoular
Public41 McGill Street South, Smiths Falls, Ontario, K7A 3M9
2.6
St Francis de Sales
Public4 Ross Street, Smiths Falls, Ontario, K7A 4L5
2.9
Chimo
Public11 Ross Street, Smiths Falls, Ontario, K7A 4V7
3.7

Secondary Schools

St. Luke Catholic
Catholic5 Catherine Street, Smiths Falls, Ontario, K7A 3Z9
0.9
Smiths Falls
Public10 Ontario Street, Smiths Falls, Ontario, K7A 4P9
3.7

Smiths Falls, Smiths Falls Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied48%
Rented52%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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