
Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Smiths Falls. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $319,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
Step back in time and discover the charm and character of this inviting 3-bedroom, 1-bath home, nestled on a quiet street in a well-established neighbourhood. Filled with the warmth and appeal of yesteryear, this property offers a wonderful opportunity for those who appreciate the character of an older home and have the vision to make it their own. Ideally situated just one block from the historic Rideau Canal and beautiful Victoria Park, the location is truly something special. Imagine morning strolls along the canal, afternoons enjoying the park, and the convenience of having schools, downtown shops, restaurants, and everyday amenities all within easy walking distance. It's a lifestyle that combines the peaceful charm of a residential neighbourhood with the convenience of in-town living. Outside, the expansive rear yard is a rare and welcome feature, offering plenty of room to relax, garden, entertain, or simply enjoy the beauty and shade of the mature trees. Adding to the property's appeal is a barn that offers exciting possibilities for storage, a workshop, or a creative space for hobbies and projects. Whether you're looking to restore some of its original charm, add your own personal touches, or create a home that blends timeless appeal with modern comforts, the possibilities are yours to explore. A property with history, heart, and potential, waiting for someone with the vision to bring it to life. Discover the opportunity to create something truly special in a location where small-town charm and everyday convenience come together!
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This detached home located at 21 Elm Street, Smiths Falls is currently for sale and has been available for 1 day. This property is listed at $319,900 with an estimated mortgage of $1,065* per month. It has 3 beds, 1 bathroom, and is 1500-2000 square feet. 21 Elm Street, Smiths Falls is in the Smiths Falls neighborhood.
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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Yes! Featuring 3 bedrooms and 1 bathroom, this home offers ample space and comfort for growing families in Smiths Falls, Smiths Falls.
Families, couples, or downsizers looking for a well-proportioned home in Smiths Falls.
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No historical data available for this property.
This could be the first listing for this address.
If you are looking for a house in Smiths Falls or researching Smiths Falls real estate for sale, this 3-bedroom detached at 21 Elm Street, Smiths Falls, ON offers an exceptional opportunity to buy a home in Smiths Falls, Ontario. Whether you are a first-time Smiths Falls home buyer or comparing active Smiths Falls MLS® homes for sale, working with a dedicated Smiths Falls buyer agent ensures you receive priority showing access, unrepresented buyer protection, and aggressive price negotiation.
Browse all verified Smiths Falls real estate listings, compare active Smiths Falls houses for sale, and view brand new MLS® inventory before it hits the open market.
Under Ontario REBBA/TRESA regulations, the listing brokerage is legally bound to the seller's financial interests. Work with an experienced Smiths Falls realtor & real estate broker who represents you 100%—at zero cost to you as a buyer.
Estimated mortgage: $1,065*/month*. Estimated Ontario Land Transfer Tax: $3,274. First-time Smiths Falls home buyers may qualify for up to $8,475 in rebates.
The current listing price for 21 Elm Street, Smiths Falls, ON in Smiths Falls, Smiths Falls is $319,900.
This property features 3 bedrooms and 1 bathroom across approximately 1500-2000 sqft.
21 Elm Street, Smiths Falls, ON is a Detached (2-Storey) featuring a Unfinished basement.
Interior highlights include: Other.
Yes, this property offers parking space for 3.0 vehicles (None).
Heating is provided via Gas and cooling via Central Air.
Smiths Falls, Smiths Falls
8 assaults (30.0/100k)
8 B&E (30.0/100k)
10 thefts (35.0/100k)
Improving vs previous year
Formula: (Annual Occurrences / Population) × 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.
Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.
Data-driven valuation for 21 Elm Street W, Smiths Falls, ON K7A 4G9
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Smiths Falls.
About Purchasing a Home in Smiths Falls, ON
For a property listed at $319,900 in Smiths Falls, the legal minimum down payment is $15,995 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $3,274 for this transaction. As this listing is in Smiths Falls (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $3,274.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.
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