3 Mcgill Street, Smiths Falls, ON

$299,900
MLS#:X12073395
3 beds
2 baths
1500-2000 sqft
2.0 parking
Residential Freehold
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Property no longer active

This property was sold on May 21, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of 901 - Smiths Falls. Expertly crafted featuring premium brick and other construction, this residence presents an exceptional opportunity offered at $299,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 37 x 66 ft lot
  • Features a unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available
  • Notable attributes: Water Meter
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Located just a short walk from the amenities of downtown and Duncan J. Schoular Public School, this large brick two-storey home is brimming with timeless character and endless potential. Step inside to discover an expansive main floor that effortlessly blends comfort and functionality. A warm and inviting living room offers the perfect place to unwind, while the spacious dining area is ideal for family dinners or entertaining guests. Toward the rear of the home, a generous family room creates an additional cozy retreat, and a convenient full bathroom completes the main level. Two enclosed porches provide extra seasonal living space perfect for relaxing with your morning coffee or catching the evening breeze. Upstairs, you'll find three bedrooms, including a large primary suite, along with a second full bathroom. The thoughtfully placed laundry room not only adds convenience but also offers excellent storage options. Step out onto the charming second-floor balcony a quiet nook to enjoy your favorite book or watch the world go by. The rear deck overlooks an L-shaped lot, offering a great outdoor space for barbecuing, gardening, or letting the kids run and play. Formerly a duplex, the property retains many features that make it well-suited for conversion back into a multi-family dwelling, offering flexibility for investors or extended families. Whether you're looking for a spacious family home with vintage charm or a property with income potential, this one ticks all the boxes. Don't miss your chance to own a piece of history in great location schedule your private viewing today!

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Property Summary

This detached home located at 3 Mcgill Street, Smiths Falls is currently for sale and has been available on SousaSells for 465 days. This property is listed at $299,900 with an estimated mortgage of $998* per month. It has 3 beds, 2 bathrooms, and is 1500-2000 square feet. 3 Mcgill Street, Smiths Falls is in the 901 - Smiths Falls neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateApril 25, 2025
Sold price information is available to members only
Listed Date4/9/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionBrick, Other
BasementUnfinished
Lot Size37 × 66 Feet
CountyLanark
Annual Tax$3,245
Legal DescriptionPT LT 110 E/S MCGILL ST PL 13884 LANARK S MONTAGUE; PT LT 111 E/S MCGILL ST PL 13884 LANARK S MONTAGUE PTS 1 & 2, 27R4289 ; TOWN OF SMITHS FALLS

Parking & Garage

Parking Total2.0
Parking Space2
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Interior Features

Water Meter

Security Features

Community Features

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Location

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3 Mcgill Street, Smiths Falls, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 3 Mcgill Street S, Smiths Falls, ON K7A 3M4

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Smiths Falls.

Configure Loan Settings

Interest Rate4.00%
Down Payment$89,970 (30.0%)
* Minimum Canadian down payment required for this price is $14,995.
Amortization Period30 Years
Estimated Monthly Payment$998Based on a loan of $209,930 over 30 years.
Purchase Price$299,900
Loan Amount$209,930
Provincial Land Transfer Tax:$2,974
Total Estimated Closing Taxes:$2,974

About Purchasing a Home in Smiths Falls, ON

For a property listed at $299,900 in Smiths Falls, the legal minimum down payment is $14,995 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $2,974 for this transaction. As this listing is in Smiths Falls (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $2,974.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 901 - Smiths Falls, Smiths Falls.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$463,581

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Duncan J Schoular
Public41 McGill Street South, Smiths Falls, Ontario, K7A 3M9
2.6
St Francis de Sales
Public4 Ross Street, Smiths Falls, Ontario, K7A 4L5
2.9
Chimo
Public11 Ross Street, Smiths Falls, Ontario, K7A 4V7
3.7

Secondary Schools

St. Luke Catholic
Catholic5 Catherine Street, Smiths Falls, Ontario, K7A 3Z9
0.9
Smiths Falls
Public10 Ontario Street, Smiths Falls, Ontario, K7A 4P9
3.7

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.