809 HOWDENVALE Road, South Bruce Peninsula, ON

$575,000
MLS#:X10846627
3 beds
1 baths
1500-2000 sqft
4.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of South Bruce Peninsula. Expertly crafted featuring premium wood construction, this residence presents an exceptional opportunity offered at $575,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 1 Bathroom
  • Generous living space spanning 1500-2000 sqft
  • 4.0 total parking spaces available
  • Notable attributes: Sewage Pump, Water Treatment, Water Heater Owned
  • Efficient baseboard heating via other

Description

Embrace the charm of a New England style cottage with this delightful sandy beach waterfront retreat on the warm shores of Lake Huron. This enchanting, three-season cabin captures the essence of simple, idyllic cottage life, just 2-3 hours from major city centers and minutes to all the attractons of the beloved Bruce Peninsula.Nestled in the quaint hamlet of Howdenvale, this property boasts a prime waterfront location, complete with a darling indoor porch overlooking the water—perfect for soaking in the tranquil views, with all-new windows framing the scene. The cedar shake siding and new steel roof add to the classic cottage aesthetic, ensuring this gem is as durable as it is charming.Designed for relaxation and outdoor fun, the property includes kayaks, paddle boards, a floaty mat, and a pedal boat—all ready for you to enjoy on the calm waters. Inside, the cottage’s great room, with its handsome stone fireplace (WETT certified) and rustic wooden beams, creates the perfect ambiance for cozy evenings spent playing board games or simply unwinding by the fire.Upstairs, three thoughtfully arranged bedrooms maximize overnight guest accommodation, with the large front bedroom offering lovely water views. The simple yet functional kitchen has ample storage and space to prepare your summertime feasts, and the sweet cottage porch is the ideal spot to sip your morning coffee or enjoy an evening glass of wine. End your day with a campfire by the water, as the sounds of summer serenade you under the starry sky. This is cottage life at its finest—where every moment feels like a peaceful escape, and every day is a chance to create lasting memories.

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Property Summary

This detached home located at 809 HOWDENVALE Road, South Bruce Peninsula is currently for sale and has been available on SousaSells for 703 days. This property is listed at $575,000 with an estimated mortgage of $1,914* per month. It has 3 beds, 1 bathroom, and is 1500-2000 square feet. 809 HOWDENVALE Road, South Bruce Peninsula is in the South Bruce Peninsula neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
3
Bathrooms
1
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold price information is available to members only
Listed Date8/9/2024
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style1 1/2 Storey
ConstructionWood
BasementNone
CountyBruce
Annual Tax$1,952.33
Legal DescriptionPT LT 25 PL 278 AS IN R376551; S/T INTEREST IN R376551 TOWN OF SOUTH BRUCE PENINSULA

Parking & Garage

Parking Spaces4.0
Garage Spaces4
Garage TypeNone

Heating & Cooling

Heat SourceOther
Heat TypeBaseboard
CoolingNone

Features

Property Features

Interior Features

Sewage Pump, Water Treatment, Water Heater Owned

Security Features

Community Features

Location

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809 HOWDENVALE Road, South Bruce Peninsula, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 809 HOWDENVALE Road, South Bruce Peninsula, ON N0H 2T0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in South Bruce Peninsula.

Configure Loan Settings

Interest Rate4.00%
Down Payment$172,500 (30.0%)
* Minimum Canadian down payment required for this price is $32,500.
Amortization Period30 Years
Estimated Monthly Payment$1,914Based on a loan of $402,500 over 30 years.
Purchase Price$575,000
Loan Amount$402,500
Provincial Land Transfer Tax:$7,975
Total Estimated Closing Taxes:$7,975

About Purchasing a Home in South Bruce Peninsula, ON

For a property listed at $575,000 in South Bruce Peninsula, the legal minimum down payment is $32,500 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $7,975 for this transaction. As this listing is in South Bruce Peninsula (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $7,975.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for South Bruce Peninsula, South Bruce Peninsula.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$674,097

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.