35620 Fingal Line, Southwold, ON
Property Highlights
Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of Fingal. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $509,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 4 Bedrooms and 2 Bathrooms
- Generous living space spanning 1500-2000 sqft on a premium 91.9 x 126.24 ft lot
- Features a crawl space basement, adding superb versatility for recreation, a home gym, or extra storage
- 5.0 total parking spaces available with a convenient detached configuration
- Notable attributes: Carpet Free, Auto Garage Door Remote
- equipped with central air central cooling and highly efficient forced air heating via gas
Description
Looking for your first home or a place for your growing family? This charming and extensively renovated 4-bedroom, 2-bathroom home in Southwold offers the space, updates and peaceful setting you've been searching for all on a spacious quarter-acre corner lot in the Southwold school district. From the moment you arrive, you'll appreciate the welcoming covered front porch, concrete double driveway, detached garage and generous yard. Inside, this home has been thoroughly updated and is truly move-in ready. The bright, modern kitchen features quartz countertops with room for seating, included appliances and direct access to the covered back deck, a great spot for morning coffee, family dinners or entertaining friends. The main floor also offers a comfortable living room, a flexible office or fourth bedroom, convenient laundry with stackable washer/dryer and cabinetry, plus a beautifully renovated 4-piece bathroom with a tub/shower surround. Upstairs, you'll find three bedrooms, including a spacious primary suite with its own closet and private ensuite with shower. A large hallway linen closet provides additional storage. Extensive improvements include vinyl siding and windows, timber beams, laminate flooring, pot lights, modern doors and trim, new electrical service and panel, updated wiring, drywall and insulation, plus a vapour barrier in the crawl space. Outside, there's plenty to enjoy close to home. Families will appreciate the nearby sports park with tennis and baseball fields, the playground and park on Union Road, and the Shedden Variety & Community Centre just minutes away. Whether you're a first-time buyer looking for an affordable way into homeownership, a young family wanting more space, or simply looking for a quiet community with a large lot and convenient access to surrounding towns, this Southwold property is worth a look.
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Property Summary
This detached home located at 35620 Fingal Line, Southwold is currently for sale and has been available on SousaSells for 4 days. This property is listed at $509,900 with an estimated mortgage of $1,697* per month. It has 4 beds, 2 bathrooms, and is 1500-2000 square feet. 35620 Fingal Line, Southwold is in the Fingal neighborhood.
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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Yes! Featuring 4 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Fingal, Southwold.
- •4 spacious bedroom layout offering versatile living space
- •2 well-appointed bathrooms
- •1500-2000 sqft of generous functional square footage
Growing families needing multi-bedroom flexibility and space in Fingal, Southwold.
Key Features
Additional Details
Property Details
Parking & Garage
Heating & Cooling
Features
Property Features
- School Bus Route
Interior Features
- Carpet Free
- Auto Garage Door Remote
Security Features
None listed
Community Features
None listed
Property History
No historical data available for this property.
This could be the first listing for this address.
Looking to Buy a Home in Southwold?
If you are looking for a house in Southwold or researching Southwold real estate for sale, this 4-bedroom detached at 35620 Fingal Line, Southwold, ON offers an exceptional opportunity to buy a home in Southwold, Ontario. Whether you are a first-time Southwold home buyer or comparing active Southwold MLS® homes for sale, working with a dedicated Southwold buyer agent ensures you receive priority showing access, unrepresented buyer protection, and aggressive price negotiation.
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Southwold Buyer Budget & Costs
Estimated mortgage: $1,697*/month*. Estimated Ontario Land Transfer Tax: $6,673. First-time Southwold home buyers may qualify for up to $8,475 in rebates.
Frequently Asked Questions: Buying a Home in Southwold
Frequently Asked Questions about 35620 Fingal Line, Southwold, ON
Q.What is the asking price for 35620 Fingal Line, Southwold, ON ?
The current listing price for 35620 Fingal Line, Southwold, ON in Fingal, Southwold is $509,900.
Q.How many bedrooms and bathrooms does this property have?
This property features 4 bedrooms and 2 bathrooms across approximately 1500-2000 sqft.
Q.What property type and architectural style is 35620 Fingal Line, Southwold, ON ?
35620 Fingal Line, Southwold, ON is a Detached (1 1/2 Storey) featuring a Crawl Space basement.
Q.What key property features does 35620 Fingal Line, Southwold, ON offer?
Key property features include: School Bus Route.
Q.What interior features are included in this home?
Interior highlights include: Carpet Free, Auto Garage Door Remote.
Q.Is parking available at this property?
Yes, this property offers parking space for 5.0 vehicles (Detached).
Q.What heating and cooling systems are installed?
Heating is provided via Gas and cooling via Central Air.
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Location
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Open in Google MapsNeighborhood Safety & Crime Analytics
Fingal, Southwold
8 assaults (30.0/100k)
8 B&E (30.0/100k)
10 thefts (35.0/100k)
Improving vs previous year
Formula: (Annual Occurrences / Population) × 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.
Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.
Pricing & Value Insights
Data-driven valuation for 35620 Fingal Line, Southwold, ON N0L 1K0
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
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About Purchasing a Home in Southwold, ON
For a property listed at $509,900 in Southwold, the legal minimum down payment is $25,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $6,673 for this transaction. As this listing is in Southwold (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $6,673.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.
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