38236 Fingal Line, Southwold, ON
Property Highlights
Welcome to this remarkable 2-Storey other located in the coveted neighborhood of Middlemarch. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $594,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 4 Bedrooms and 2 Bathrooms
- Generous living space spanning 1500-2000 sqft on a premium 91 x 240 ft lot
- Features a partial basement basement, adding superb versatility for recreation, a home gym, or extra storage
- 12.0 total parking spaces available with a convenient detached configuration
- Notable attributes: Propane Tank, Storage, Sump Pump
- Efficient forced air heating via gas
Description
Welcome to peaceful country living with room to enjoy every season. Set on a prime corner half acre lot backing onto farmland, this charming two storey home offers the perfect blend of rural serenity and functional versatility. Spend your spring and summer mornings enjoying open skies, lush green views, and the peaceful sounds of the countryside right from your own backyard retreat. Watch colourful songbirds fill the trees, enjoy the abundance of natural wildlife, and take in the beauty and calm that only country living can provide. The main home features four spacious bedrooms upstairs along with a full 4pc bath, making it ideal for families or anyone looking for extra space. The main floor offers a bright eat-in kitchen, sunroom filled with natural light, comfortable living room, rec room, office, and a convenient 2pc powder room. Step out from the sunroom onto the generous covered deck with retractable awning and patio doors, formerly home to a hot tub, creating the perfect space for summer entertaining, outdoor dining, or simply relaxing while overlooking the expansive yard. A standout feature of the property is the detached two storey 26' x 32' barn/shop, zoned commercial and currently used as a woodworking shop. Fully powered and heated, it offers incredible flexibility for hobbyists, home based businesses, or anyone needing serious workspace year round. With a large yard, peaceful surroundings, and endless potential, this property offers the lifestyle many dream about but rarely find. Enjoy bonfires under the stars, backyard gatherings, gardening, and the privacy and freedom of country living, all while having the perfect space to work, create, and unwind.
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Key Features
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Parking & Garage
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Features
Property Features
Interior Features
Propane Tank, Storage, Sump Pump, Upgraded Insulation, Water Heater Owned
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Property History
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This could be the first listing for this address.
Pricing & Value Insights
Data-driven valuation for 38236 Fingal Line, Southwold, ON N5P 3S5
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Properties in this area are selling at a steady pace.
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About Purchasing a Home in Southwold, ON
For a property listed at $594,900 in Southwold, the legal minimum down payment is $34,490 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $8,373 for this transaction. As this listing is in Southwold (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $8,373.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.