This property was sold on December 20, 2024. This listing is for reference purposes only. to view the sold price.
Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Rural Southwold. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $664,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
Welcome to your ideal family home, perfectly situated just steps from Southwold Public School and conveniently located near all the amenities of St. Thomas and the beautiful Port Stanley Beach. This charming residence offers 3 bedrooms plus 2 additional bedrooms in the newly renovated basement, providing ample space for your growing family. The updated sunroom, equipped with options to heat it, offering a cozy retreat year-round. The basement was thoughtfully renovated in 2018, featuring a gas fireplace, a modern bathroom, and two bedrooms, all with plenty of storage space. The detached 2.5-car garage (30 x 30 ft) is fully insulated heated with a toilet for convenience, making it a great workshop, parking zone or extra storage. Additionally, the walk-up attic provides further potential for finishing or simply serving as additional storage space. This home also features two gas fireplaces for added warmth and ambiance. Major updates include a furnace and AC (2016), a roof (2013), and windows (2007). The property is equipped with municipal water, and a Starlink transponder and satellite dish are included for your convenience. Don't miss out on this exceptional opportunity - schedule a viewing today!
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This detached home located at 39150 Fingal Line, Southwold is currently for sale and has been available on SousaSells for 592 days. This property is listed at $664,900 with an estimated mortgage of $2,213* per month. It has 5 beds, 2 bathrooms, and is 1100-1500 square feet. 39150 Fingal Line, Southwold is in the Rural Southwold neighborhood.
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Rec./Commun.Centre, School, School Bus Route, Wooded/Treed
In-Law Capability, Primary Bedroom - Main Floor, Auto Garage Door Remote
No historical data available for this property.
This could be the first listing for this address.
Data-driven valuation for 39150 Fingal Line, Southwold, ON N5P 3S5
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Southwold.
About Purchasing a Home in Southwold, ON
For a property listed at $664,900 in Southwold, the legal minimum down payment is $41,490 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $9,773 for this transaction. As this listing is in Southwold (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $9,773.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.