121 Moffatt Street, St. Catharines, ON

$729,900
MLS#:X12925814
3 beds
3 baths
1500-2000 sqft
5.0 parking
Residential Freehold
Loading property media...

Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of 456 - Oakdale. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $729,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 3 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 34.74 x 105.18 ft lot
  • Features a full, unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 5.0 total parking spaces available with a convenient built-in configuration
  • Notable attributes: Auto Garage Door Remote, Carpet Free, In-Law Capability
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to this stunning newly built detached home in the heart of St. Catharines, offering the perfect blend of modern design and family friendly living. Featuring 3 spacious bedrooms and 3 bathrooms, this home is ideal for growing families or savvy investors alike. Step inside to a bright open concept main floor with stylish finishes, wide plank flooring, and a sleek contemporary kitchen complete with quartz countertops, stainless steel appliances, perfect for gathering. The living and dining areas flow seamlessly, creating a warm and inviting space for everyday living and entertaining. Upstairs, you will find generously sized bedrooms including a primary retreat with walk in closet and private ensuite. The convenient second floor laundry adds everyday ease. The full unfinished basement with separate entrance offers incredible in law potential. Outside, enjoy a fully fenced backyard with plenty of space for kids, pets, or future outdoor entertaining. Centrally located close to schools, parks, shopping, and major highways, this move in ready home checks all the boxes.

Schedule a Tour

Contact us to schedule a private viewing of this property.

Contact Agent

Generate CMA Report

Key Features

Bedrooms
3
Bathrooms
3
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusPrice Change
Listed Date3/26/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionBrick, Vinyl Siding
BasementFull, Unfinished
Lot Size34.74 × 105.18 Feet
CountyNiagara
Annual Tax$5,555.38
Legal DescriptionPART LOT 918, CP PL 6 GRANTHAM, BEING PART 2 ON PLAN 30R15917; ,; ST. CATHARINES

Parking & Garage

Parking Spaces5.0
Garage Spaces4
Garage TypeBuilt-In

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Fenced Yard, Park, Place Of Worship, School

Interior Features

Auto Garage Door Remote, Carpet Free, In-Law Capability, Rough-In Bath

Security Features

Community Features

Location

Initializing map...
121 Moffatt Street, St. Catharines, ON
Loading local market trends...

Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 121 Moffatt Street, St. Catharines, ON L2P 2L7

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
Loading stats...

Properties in this area are selling at a steady pace.

Market Trend
Calculating trend...

Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Catharines.

Information Gain SEO Widget

Configure Loan Settings

Interest Rate5.25%
Down Payment$47,990 (6.6%)
* Minimum Canadian down payment required for this price is $47,990.
Amortization Period25 Years
Estimated Monthly Payment$4,064Based on a loan of $681,910 over 25 years.
Purchase Price$729,900
Loan Amount$681,910
Provincial Land Transfer Tax:$11,073
Total Estimated Closing Taxes:$11,073

About Purchasing a Home in St. Catharines, ON

For a property listed at $729,900 in St. Catharines, the legal minimum down payment is $47,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $11,073 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $11,073.

Nearby Listings

Distance:

No current listings found in St. Catharines.

Similar Listings Nearby

City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for St. Catharines.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$705,253

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Immaculée-Conception
Public153 Church Street, St. Catharines, Ontario, L2R 3E2
6.3
St Nicholas
Public149 Church Street, St. Catharines, Ontario, L2R 3E2
4.4
Harriet Tubman
Public84 Henry Street, St. Catharines, Ontario, L2R 5V4
6.3
St Denis
Public175 Carlton Street, St. Catharines, Ontario, L2R 1S1
5.4
Connaught
Public28 Prince Street, St. Catharines, Ontario, L2R 3X7
8.5

Secondary Schools

No secondary schools data loaded.

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

Generate a full market evaluation or explore city guides using the sidebar links.

Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.