1602 Third Street, St. Catharines, ON

$1,250,000
MLS#:X14138748
3 beds
2 baths
2000-2500 sqft
7.0 parking
Residential Freehold
Residential Freehold for sale - 3 Bed, 2 Bath Home at 1602 Third Street St. Catharines ON listed at $1,250,000 (MLS# X14138748) - Main View
For Sale
Added:Oct 30, 2026(3 days ago)
Updated:Nov 2, 2026(today)
Last Checked:3 minutes ago

Property Highlights

Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of Rural Fourth. Expertly crafted featuring premium aluminum siding and brick construction, this residence presents an exceptional opportunity offered at $1,250,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 2000-2500 sqft on a premium 175 x 450 ft lot
  • Features a exposed rock, unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • Ample parking with 1.0 garage spaces (7.0 total parking spaces) with a convenient detached configuration
  • Notable attributes: Sump Pump, Carpet Free
  • equipped with other central cooling and highly efficient water heating via gas

Description

A little more land. A little more privacy. A whole lot of possibility. Welcome to 1602 Third Street Louth, where over 1.8 acres of picturesque countryside offer an exceptional opportunity to enjoy the space and tranquility of rural living without sacrificing everyday convenience. Surrounded by mature trees and beautifully maintained grounds, this inviting property offers a wonderful balance of comfort, character and versatility. Inside, natural light fills the generous living spaces, while a beautifully updated kitchen and new engineered hardwood flooring bring a fresh, contemporary feel to the home. A true highlight is the spectacular four-season sunroom, featuring soaring vaulted ceilings, expansive windows and a cozy gas stove, creating the perfect setting to unwind while taking in the surrounding landscape. With over $115,000 invested in improvements, thoughtful updates include a beautifully appointed three-piece ensuite with glass shower, custom walk-in closet, updated baseboards, electrical panel, hot water heater, ductless air conditioning and fresh vinyl siding on both the home and garage completed in 2025. Outdoors, the expansive grounds provide endless opportunities for gardening, recreation, entertaining or simply enjoying the privacy of your own country retreat. Whether you envision a peaceful family residence, space for multiple generations or the flexibility to explore additional uses, this property offers exciting possibilities. Ideally situated within easy reach of St. Catharines, Niagara's renowned wineries, shopping, schools and major transportation routes, 1602 Third Street Louth is country living with room to make it your own.

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Property Summary

This detached home located at 1602 Third Street, St. Catharines is currently for sale and has been available for 3 days. This property is listed at $1,250,000 with an estimated mortgage of $4,161* per month. It has 3 beds, 2 bathrooms, and is 2000-2500 square feet. 1602 Third Street, St. Catharines is in the Rural Fourth neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Rural Fourth, St. Catharines.

Highly Recommended for Families
What We Love About This Home
  • •3 spacious bedroom layout offering versatile living space
  • •2 well-appointed bathrooms
  • •2000-2500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in St. Catharines.

Target Buyer Match

Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
2000-2500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Price$1,250,000
AddedOct 30, 2026 (3 days ago)
UpdatedNov 2, 2026 (today)
Last Checked3 minutes ago
Transaction TypeFor Sale
List Office NameROYAL LEPAGE NRC REALTY

Property Details

Property Sub-TypeDetached
Architectural Style1 1/2 Storey
ConstructionAluminum Siding, Brick
BasementExposed Rock, Unfinished
Lot Size175 Ă— 450 Feet
CountyNiagara
Annual Tax$7,224
Rental ItemsHot Water Heater
Legal DescriptionPT LT 2 CON 2 LOUTH AS IN RO323213; ST. CATHARINES

Parking & Garage

Parking Total7.0
Parking Space6
Garage Parking1.0
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeWater
CoolingOther

Features

Property Features

None listed

Interior Features

  • Sump Pump
  • Carpet Free

Security Features

None listed

Community Features

None listed

Property History

No historical data available for this property.

This could be the first listing for this address.

St. Catharines Home Buyer Advisory & Market HubActive MLS® Listing in St. Catharines, Ontario

Looking to Buy a Home in St. Catharines?

If you are looking for a house in St. Catharines or researching St. Catharines real estate for sale, this 3-bedroom detached at 1602 Third Street, St. Catharines, ON offers an exceptional opportunity to buy a home in St. Catharines, Ontario. Whether you are a first-time St. Catharines home buyer or comparing active St. Catharines MLS® homes for sale, working with a dedicated St. Catharines buyer agent ensures you receive priority showing access, unrepresented buyer protection, and aggressive price negotiation.

St. Catharines Homes for Sale & MLS® Listings

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Dedicated St. Catharines Buyer Agent

Under Ontario REBBA/TRESA regulations, the listing brokerage is legally bound to the seller's financial interests. Work with an experienced St. Catharines realtor & real estate broker who represents you 100%—at zero cost to you as a buyer.

St. Catharines Buyer Budget & Costs

Estimated mortgage: $4,161*/month*. Estimated Ontario Land Transfer Tax: $21,475. First-time St. Catharines home buyers may qualify for up to $8,475 in rebates.

Frequently Asked Questions: Buying a Home in St. Catharines

Frequently Asked Questions about 1602 Third Street, St. Catharines, ON

Q.What is the asking price for 1602 Third Street, St. Catharines, ON ?

The current listing price for 1602 Third Street, St. Catharines, ON in Rural Fourth, St. Catharines is $1,250,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 2 bathrooms across approximately 2000-2500 sqft.

Q.What property type and architectural style is 1602 Third Street, St. Catharines, ON ?

1602 Third Street, St. Catharines, ON is a Detached (1 1/2 Storey) featuring a Exposed Rock, Unfinished basement.

Q.What interior features are included in this home?

Interior highlights include: Sump Pump, Carpet Free.

Q.Is parking available at this property?

Yes, this property offers parking space for 7.0 vehicles (Detached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Other.

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Location

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1602 Third Street, St. Catharines, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Rural Fourth, St. Catharines

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Pricing & Value Insights

Data-driven valuation for 1602 Third Street, St. Catharines, ON L2R 6P9

Estimated Sales Range
$1,188,000 - $1,225,000

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Catharines.

Configure Loan Settings

Interest Rate4.00%
Down Payment$375,000 (30.0%)
* Minimum Canadian down payment required for this price is $250,000.
Amortization Period30 Years
Estimated Monthly Payment$4,161Based on a loan of $875,000 over 30 years.
Purchase Price$1,250,000
Loan Amount$875,000
Provincial Land Transfer Tax:$21,475
Total Estimated Closing Taxes:$21,475

About Purchasing a Home in St. Catharines, ON

For a property listed at $1,250,000 in St. Catharines, the legal minimum down payment is $250,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $21,475 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $21,475.

Similar Listings in Rural Fourth, St. Catharines

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Rural Fourth, St. Catharines Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Rural Fourth, St. Catharines.

Verified Local Data
City Population2,794,356
City Median Age39.2 Yrs
City Ownership48% Owners
Avg Area List Price$1,772,760

People & Families

Age Distribution

Household Composition

One-person households
32%
Families with children
36%
Couples without children
24%
Other households
8%

Top Ethnic Origins

Chinese11%
English9%
Canadian8%
East Indian8%

Best Schools in Rural Fourth, St. Catharines

Elementary Schools

Westdale
PublicWestdale Drive, St. Catharines, Ontario, L2S 2B4
9.3
Power Glen
PublicPower Glen, St. Catharines, Ontario, L2S 4C4
9.5
Mother Teresa
Public125 Wilholme Avenue, St. Catharines, Ontario, L2R 6P9
3.9
Grapeview
PublicGrapeview Drive, St. Catharines, Ontario, L2S 0A9
8.5
St Anthony
Public81 Rykert Street, St. Catharines, Ontario, L2S 1Z2
6.3

Secondary Schools

No secondary schools data loaded.

Rural Fourth, St. Catharines Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied48%
Rented52%

Need more details or a custom CMA?

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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