4 Kirk Street, St. Catharines, ON
Property Highlights
Welcome to this remarkable Bungalow-Raised duplex located in the coveted neighborhood of 458 - Western Hill. Expertly crafted featuring premium aluminum siding and stone construction, this residence presents an exceptional opportunity offered at $599,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 6 Bedrooms and 2 Bathrooms with 2 functional kitchens
- Generous living space spanning 700-1100 sqft on a premium 32.15 x 104.95 ft lot
- Features a finished basement, adding superb versatility for recreation, a home gym, or extra storage
- 3.0 total parking spaces available
- Notable attributes: Other
- equipped with central air central cooling and highly efficient forced air heating via gas
Description
Welcome to 4 Kirk St., an exceptional investment opportunity in a highly desirable St. Catherines location. This move-in-ready legal duplex offers two self-contained units, each featuring separate hydro and gas meters along with their own washer, dryer, air conditioner and dishwasher . Separate entrances ensure total privacy. These features, along with loads of natural light, create extremely appealing units for tenants. The four-bedroom unit features modern flooring with an oversized living area and separate dining spot. There are 3 bedrooms and a washroom on the main floor, with the 4th bedroom and storage located on the lower level. The rear unit has 2 bedrooms, full washroom and kitchen, along with storage. Ideally situation just minutes from Brock University, shopping, restaurants, transportation and everyday amenities, this property is perfectly positioned for strong rental demand. Whether you're an investor seeking a turnkey income-producing asset, or a buyer looking to offset mortgage costs by living in one unit while renting the other, this property delivers outstanding flexibility and value. This is a rare opportunity to own a well-maintained duplex in a prime location with excellent income potential.
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Property Summary
This duplex located at 4 Kirk Street, St. Catharines is currently for sale and has been available on SousaSells for 29 days. This property is listed at $599,000 with an estimated mortgage of $1,994* per month. It has 6 beds, 2 bathrooms, and is 700-1100 square feet. 4 Kirk Street, St. Catharines is in the 458 - Western Hill neighborhood.
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Key Features
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No historical data available for this property.
This could be the first listing for this address.
Pricing & Value Insights
Data-driven valuation for 4 Kirk Street, St. Catharines, ON L2S 1B7
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
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About Purchasing a Home in St. Catharines, ON
For a property listed at $599,000 in St. Catharines, the legal minimum down payment is $34,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $8,455 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $8,455.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.