424 Vine Street, St. Catharines, ON

$699,000
MLS#:X13415088
6 beds
2 baths
1100-1500 sqft
4.0 parking
Residential Freehold
Loading property media...

Property Highlights

Welcome to this remarkable Backsplit 4 detached located in the coveted neighborhood of 442 - Vine/Linwell. Expertly crafted featuring premium brick front and vinyl siding construction, this residence presents an exceptional opportunity offered at $699,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 6 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 50 x 100 ft lot
  • Features a finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available with a convenient carport configuration
  • Notable attributes: Carpet Free
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to this beautifully renovated move-in-ready family home in one of St. Catharines' most convenient and desirable north-end neighbourhoods. Thoughtfully updated from top to bottom, this home blends modern finishes, functional living spaces, and an incredible backyard designed for making memories. Step inside to a bright open-concept main floor where natural light pours through large windows and a skylight, creating a warm and inviting atmosphere. The stunning kitchen features a large centre island, abundant cabinetry, updated appliances, and flows seamlessly into the living and dining areas-perfect for everyday living and entertaining.The flexible split-level layout offers spacious bedrooms and versatile living spaces to suit every stage of life. Whether you need additional bedrooms, a home office, guest accommodations, a playroom, or a private home gym, this home adapts effortlessly to your family's needs. Downstairs, you'll find a finished lower level with generous ceiling height, oversized windows, a large recreation area, plenty of storage, and a spacious laundry room with utility sink, making it as functional as it is comfortable.Step outside to your own private backyard retreat. The professionally landscaped outdoor space features an inground pool, multiple entertaining areas, mature greenery, and room to relax, barbecue, or host family and friends all summer long. It's a true extension of the home's living space and a setting that's becoming increasingly difficult to find.Located within walking distance to grocery stores, restaurants, coffee shops, parks, schools, medical services, and everyday amenities, this home offers exceptional convenience while being only minutes from major highways, shopping, and everything the north end has to offer.Beautifully renovated, meticulously maintained, and completely move-in ready, this is a rare opportunity to own a home that delivers space, flexibility, and an exceptional lifestyle in one complete package.

Schedule a Tour

Contact us to schedule a private viewing of this property.

Contact Agent

Generate CMA Report

Key Features

Bedrooms
6
Bathrooms
2
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusPrice Change
Listed Date6/8/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBacksplit 4
ConstructionBrick Front, Vinyl Siding
BasementFinished
Lot Size50 × 100 Feet
CountyNiagara
Annual Tax$4,348.45
Legal DescriptionLT 6 PL 588; S/T RO138324; ST. CATHARINES

Parking & Garage

Parking Spaces4.0
Garage Spaces3
Garage TypeCarport

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Interior Features

Carpet Free

Security Features

Community Features

Location

Initializing map...
424 Vine Street, St. Catharines, ON
Loading local market trends...

Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 424 Vine Street, St. Catharines, ON L2M 3S7

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
Loading stats...

Properties in this area are selling at a steady pace.

Market Trend
Calculating trend...

Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Catharines.

Information Gain SEO Widget

Configure Loan Settings

Interest Rate5.25%
Down Payment$44,900 (6.4%)
* Minimum Canadian down payment required for this price is $44,900.
Amortization Period25 Years
Estimated Monthly Payment$3,898Based on a loan of $654,100 over 25 years.
Purchase Price$699,000
Loan Amount$654,100
Provincial Land Transfer Tax:$10,455
Total Estimated Closing Taxes:$10,455

About Purchasing a Home in St. Catharines, ON

For a property listed at $699,000 in St. Catharines, the legal minimum down payment is $44,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $10,455 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $10,455.

Nearby Listings

Distance:

No current listings found in St. Catharines.

Similar Listings Nearby

City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for St. Catharines.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$705,253

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Immaculée-Conception
Public153 Church Street, St. Catharines, Ontario, L2R 3E2
6.3
St Nicholas
Public149 Church Street, St. Catharines, Ontario, L2R 3E2
4.4
Harriet Tubman
Public84 Henry Street, St. Catharines, Ontario, L2R 5V4
6.3
St Denis
Public175 Carlton Street, St. Catharines, Ontario, L2R 1S1
5.4
Connaught
Public28 Prince Street, St. Catharines, Ontario, L2R 3X7
8.5

Secondary Schools

No secondary schools data loaded.

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

Generate a full market evaluation or explore city guides using the sidebar links.

Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.