446 Geneva Street, St. Catharines, ON

$625,000
MLS#:X13497316
2 beds
2 baths
1500-2000 sqft
3.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of 446 - Fairview. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $625,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 60 x 115 ft lot
  • Features a finished, crawl space basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available
  • Notable attributes: Carpet Free, Sump Pump, Water Heater Owned
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Great opportunity to own this Lovely Side-split Bungalow. Located at a desired and mature neighbourhood that is less than 4 KMS to Port Dalhousie. This home features a modern Kitchen and Bathroom Renovation. Combination Living Room and Dining is an oasis with a working Wood Fireplace and a Large picturesque glass window overlooking a manicured landscaped backyard; an Ideal room to enjoy having your morning coffee while having the warmth of wood Fireplace, staring at your backyard during the cold days. The fully insulated Family room can be converted back to an indoor Garage or additional Bedroom. It comes with pantry that can be used as bedroom closet. This Family room has an access to backyard through a sliding glass door, it is currently being used as an Office Work Space. The Modern Kitchen was recently renovated with Modern design and ample storage space for all your Kitchen supplies. the Exercise or Hobby room can also be used as additional Bedroom for your guest or friends staying overnight. It has an access to the 3 Pc Bathroom with stand-up shower. On the same level, the Laundry room has Stacked Washer and Dryer with sink. The Furnace room has the access to insulated crawl space and a backyard door(currently locked). The upper level has a 2 good sized Bedrooms with Hardwood floors and updated and modern 4 PC Bath. Huge backyard has an ample space for your outdoor activities This home comes with 2 wood sheds, enough to store all your sports equipments and gardening tools. Furnace is owned and was replaced Feb. 2025, Roof Shingles was replaced March 2021. Kitchen was renovated February 2026 and all laminate floors was done not more than 10 years ago.

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Key Features

Bedrooms
2
Bathrooms
2
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date6/27/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionBrick, Vinyl Siding
BasementFinished, Crawl Space
Lot Size60 × 115 Feet
CountyNiagara
Annual Tax$5,047.6
Legal DescriptionLT 27 TP PL 191 Grantham

Parking & Garage

Parking Spaces3.0
Garage Spaces3
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Interior Features

Carpet Free, Sump Pump, Water Heater Owned

Security Features

Community Features

Location

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446 Geneva Street, St. Catharines, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 446 Geneva Street, St. Catharines, ON L2N 2H3

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Catharines.

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Interest Rate5.25%
Down Payment$37,500 (6.0%)
* Minimum Canadian down payment required for this price is $37,500.
Amortization Period25 Years
Estimated Monthly Payment$3,501Based on a loan of $587,500 over 25 years.
Purchase Price$625,000
Loan Amount$587,500
Provincial Land Transfer Tax:$8,975
Total Estimated Closing Taxes:$8,975

About Purchasing a Home in St. Catharines, ON

For a property listed at $625,000 in St. Catharines, the legal minimum down payment is $37,500 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $8,975 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $8,975.

Nearby Listings

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for St. Catharines.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$705,731

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Immaculée-Conception
Public153 Church Street, St. Catharines, Ontario, L2R 3E2
6.3
St Nicholas
Public149 Church Street, St. Catharines, Ontario, L2R 3E2
4.4
Harriet Tubman
Public84 Henry Street, St. Catharines, Ontario, L2R 5V4
6.3
St Denis
Public175 Carlton Street, St. Catharines, Ontario, L2R 1S1
5.4
Connaught
Public28 Prince Street, St. Catharines, Ontario, L2R 3X7
8.5

Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.