491 Niagara Street, St. Catharines, ON
Property Highlights
Welcome to this remarkable Bungalow detached located in the coveted neighborhood of 442 - Vine/Linwell. Expertly crafted featuring premium brick and aluminum siding construction, this residence presents an exceptional opportunity offered at $649,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 4 Bedrooms and 2 Bathrooms
- Generous living space spanning 1500-2000 sqft on a premium 75.18 x 100.21 ft lot
- Features a partially finished basement, adding superb versatility for recreation, a home gym, or extra storage
- 8.0 total parking spaces available with a convenient attached configuration
- Notable attributes: Auto Garage Door Remote, In-Law Capability
- equipped with central air central cooling and highly efficient forced air heating via gas
Description
Amazing North End 3+1 bedroom, 2 bath Bungalow situated on an oversize 75ft x 100ft lot in a great location close to schools, churches, shopping and QEW. Solid brick home with newer 35 year shingles, updated windows, new soffit, facia and trough in 2024. Updated waterproofing and weepers and built in EV charger. This home is well cared for and features over 1600 sq. ft. of living space on main floor and 1050 sq. ft. of finished area on lower level. Main floor has large living/dining room with wood burning fireplace insert, three nice size bedrooms and spacious kitchen. Lower level has a fourth bedroom, large rec room, 2nd bath, office space and large 29ftx14ft unfinished laundry/work area. Lower level could easily be converted into In-law Suite or Rental Apartment. Back yard has plenty of space for kids to play and an above-ground pool for those hot summer days. This is a solid well built home that will provide many more years of comfort and enjoyment to its new owners. It's time to make This Your Niagara Home.
Schedule a Tour
Contact us to schedule a private viewing of this property.
Contact Agent
Key Features
Additional Details
Property Details
Parking & Garage
Heating & Cooling
Features
Property Features
Interior Features
Auto Garage Door Remote, In-Law Capability
Security Features
Community Features
Location
Property History
No historical data available for this property.
This could be the first listing for this address.
Pricing & Value Insights
Data-driven valuation for 491 Niagara Street, St. Catharines, ON L2M 3P4
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
Mortgage & Affordability Audit
Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Catharines.
Configure Loan Settings
About Purchasing a Home in St. Catharines, ON
For a property listed at $649,900 in St. Catharines, the legal minimum down payment is $39,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $9,473 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $9,473.
Nearby Listings
No current listings found in St. Catharines.
Similar Listings Nearby
City & Neighborhood Guide
Comprehensive city-wide demographics, local real estate stats, and school rankings for St. Catharines.
People & Families
Age Distribution
Household Composition
Top Ethnic Origins
Local Schools Guide
Elementary Schools
Secondary Schools
Homes & Housing
Structural Home Types
Tenure (Ownership vs Rental)
Need more details or a custom CMA?
Generate a full market evaluation or explore city guides using the sidebar links.
Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.