5 Victoria Street, St. Catharines, ON
Property Highlights
Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of 459 - Ridley. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $595,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 4 Bedrooms and 2 Bathrooms
- Generous living space spanning 1100-1500 sqft on a premium 30.31 x 127.53 ft lot
- Features a full, partially finished basement, adding superb versatility for recreation, a home gym, or extra storage
- 1.0 total parking spaces available with a convenient detached configuration
- Notable attributes: Bar Fridge, Carpet Free, Sump Pump
- equipped with central air central cooling and highly efficient forced air heating via gas
Description
Welcome to 5 Victoria St., located on a quiet street within walking distance to St. Catharine's most prestigious and well known private school Ridley College. Centrally situated close to Brock University, Shopping, Restaurants, Downtown, Hospital, QEW & 406, Wineries and more. This gorgeous 4bdrm up family home has been professionally renovated from top to bottom. Features main floor with new white kitchen w/quartz counter tops, new appliances, dining room w/built in cabinets & quartz countertop, living room & 3pce bath. Upper level features 4 nice size bedrooms & 4pce bath. Sliding doors off dining room to deck & rear yard. Finished lower level boasts nice size family room, kitchenette/bar area w/quartz countertop, laundry room & closet space complete the lower level. Paved driveway, detached garage w/electrical could also be finished to add an accessory apt, could be used as a man cave, she shed, car enthusiast, the possibilities are endless. Whether you are seeking a family home, student rental or potential investment property, this gem will suit just about any lifestyle. Enjoy your morning coffee or glass of wine at the end of the day from your adorable enclosed front porch. Updates include: furnace & air (2026), all new windows & doors (except side entrance door), new flooring, new kitchen & baths, fixtures, water purification system, back up sump pump installed, freshly painted, newly finished basement. All renovations completed in the last year with proper permits. Vapor barrier installed (2017), newly sided, front landscape. Literally nothing to do but move in and enjoy. Turn key property and a must see!
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Property Summary
This detached home located at 5 Victoria Street, St. Catharines is currently for sale and has been available on SousaSells for 1 day. This property is listed at $595,000 with an estimated mortgage of $1,981* per month. It has 4 beds, 2 bathrooms, and is 1100-1500 square feet. 5 Victoria Street, St. Catharines is in the 459 - Ridley neighborhood.
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Key Features
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Bar Fridge, Carpet Free, Sump Pump, Water Purifier
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Property History
No historical data available for this property.
This could be the first listing for this address.
Pricing & Value Insights
Data-driven valuation for 5 Victoria Street, St. Catharines, ON L2S 2K8
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
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About Purchasing a Home in St. Catharines, ON
For a property listed at $595,000 in St. Catharines, the legal minimum down payment is $34,500 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $8,375 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $8,375.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.