78 Meredith Drive, St. Catharines, ON

$629,900
MLS#:X12952180
3 beds
3 baths
1100-1500 sqft
5.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Sidesplit 4 detached located in the coveted neighborhood of 444 - Carlton/Bunting. Expertly crafted featuring premium aluminum siding and brick construction, this residence presents an exceptional opportunity offered at $629,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 3 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 65.62 x 150.32 ft lot
  • Features a full, finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 5.0 total parking spaces available
  • Notable attributes: Central Vacuum, Countertop Range, Garburator
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Looking for a great home for the growing family? Here it is! This completely finished 4 level side split sits on a fantastic 65ft x 150ft corner lot with an impressive 46ft x 16ft salt water inground pool with a diving board, new liner and pump in 2025. Imagine the summers playing with the kids and all your extended family in this massive pool plus the extra large yard to entertain and run. This very neat home has great curb appeal and is located near schools, park, transit, shopping and access to the QEW in minutes for that easy commute. The main floor features a very bright living room with a large bay window to watch the world go by. A separate dinning room for the family to gather and a nice eat in kitchen features a counter top stove and built in range with plenty of storage. The upper level features 3 bedrooms and a newly renovated 4 piece washroom that is sure to impress. Heading to the lower level there is a very nicely sized family room with large window, a gas fireplace with a mantel, 2 piece bath and some built in storage. The basement has a really cool separate shower room with the shower having glass doors. There are 2 rooms that can be used for many options including home office or storage plus a laundry/utility room to complete it . Some great bonuses to this home also has are a 5 car concrete drive , fully fenced yard with 2 sheds, fruit trees, cement patio with 10 x 14 ft gazebo, fire pit, covered patio, no rear neighbors, the Welland Canal only steps away to ride your bikes or just to watch the ships of the world go by. You are also a nice drive away from Lake Ontario or Niagara on the lake for some fine dining and fabulous wines. What a place to raise your family! Don't miss this one!

Upcoming Open Houses

Sunday, July 12, 20262:00 PM - 4:00 PMPublic

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Key Features

Bedrooms
3
Bathrooms
3
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusPrice Change
Listed Date4/2/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleSidesplit 4
ConstructionAluminum Siding, Brick
BasementFull, Finished
Lot Size65.62 × 150.32 Feet
CountyNiagara
Annual Tax$4,734
Legal DescriptionLT 48 PL 620 GRANTHAM; S/T RO182055; ST. CATHARINES

Parking & Garage

Parking Spaces5.0
Garage Spaces5
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Fenced Yard, Library, Park, Place Of Worship, School, School Bus Route

Interior Features

Central Vacuum, Countertop Range, Garburator, In-Law Capability, Built-In Oven, Suspended Ceilings, Water Meter

Security Features

Alarm System, Carbon Monoxide Detectors, Smoke Detector

Community Features

Location

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78 Meredith Drive, St. Catharines, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 78 Meredith Drive, St. Catharines, ON L2M 6C7

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Catharines.

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Interest Rate5.25%
Down Payment$37,990 (6.0%)
* Minimum Canadian down payment required for this price is $37,990.
Amortization Period25 Years
Estimated Monthly Payment$3,527Based on a loan of $591,910 over 25 years.
Purchase Price$629,900
Loan Amount$591,910
Provincial Land Transfer Tax:$9,073
Total Estimated Closing Taxes:$9,073

About Purchasing a Home in St. Catharines, ON

For a property listed at $629,900 in St. Catharines, the legal minimum down payment is $37,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $9,073 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $9,073.

Nearby Listings

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No current listings found in St. Catharines.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for St. Catharines.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$705,473

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Immaculée-Conception
Public153 Church Street, St. Catharines, Ontario, L2R 3E2
6.3
St Nicholas
Public149 Church Street, St. Catharines, Ontario, L2R 3E2
4.4
Harriet Tubman
Public84 Henry Street, St. Catharines, Ontario, L2R 5V4
6.3
St Denis
Public175 Carlton Street, St. Catharines, Ontario, L2R 1S1
5.4
Connaught
Public28 Prince Street, St. Catharines, Ontario, L2R 3X7
8.5

Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.