95 LOUISA Street, St. Catharines, ON
Property Highlights
Welcome to this remarkable Bungalow detached located in the coveted neighborhood of 451 - Downtown. Expertly crafted featuring premium stucco (plaster) construction, this residence presents an exceptional opportunity offered at $429,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 3 Bedrooms and 1 Bathroom
- Generous living space spanning < 700 sqft on a premium 29.5 x 139 ft lot
- Features a partially finished, full basement, adding superb versatility for recreation, a home gym, or extra storage
- 2.0 total parking spaces available
- equipped with central air central cooling and highly efficient forced air heating via gas
Description
Adorable 2+1 bedroom bungalow located on a mature tree lined street and close to all amenities. Walk downtown and enjoy an Ice Dogs game or a concert at the Meridian Centre or enjoy a show at the Performing Arts Centre. Lots to do within walking distance with schools and shopping just a short walk away. This lovely home is great for first timers, downsizers or investors. You will find many updates in this well cared for home including the spacious and bright kitchen (2019), the shingles (2015), refinished hardwood floors, fresh paint, updated bathroom and more. The furnace is newer and the central air conditioning will keep you cool all summer long. The partially finished basement has a bonus room which could be a 3rd bedroom, craft room, den or whatever you choose. The fenced, private yard is complete with a patio and little deck, great for lounging on a hot day a lots of space for the kids to play. This home is move in ready and easy to show. If you need a quick closing and a great investment, this is the one for you!
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Property Summary
This detached home located at 95 LOUISA Street, St. Catharines is currently for sale and has been available on SousaSells for 773 days. This property is listed at $429,900 with an estimated mortgage of $1,431* per month. It has 3 beds, 1 bathroom, and is < 700 square feet. 95 LOUISA Street, St. Catharines is in the 451 - Downtown neighborhood.
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Key Features
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This could be the first listing for this address.
Pricing & Value Insights
Data-driven valuation for 95 LOUISA Street, St. Catharines, ON L2R 2K1
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
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About Purchasing a Home in St. Catharines, ON
For a property listed at $429,900 in St. Catharines, the legal minimum down payment is $21,495 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $5,073 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $5,073.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.