77 Yates Street, Unit 401, St. Catharines, ON

$1,080,000
MLS#:X14138324
2 beds
3 baths
2000-2249 sqft
2.0 parking
Residential Condo & Other
Residential Condo & Other for sale - 2 Bed, 3 Bath Home at 77 Yates Street St. Catharines ON listed at $1,080,000 (MLS# X14138324) - Main View
For Sale
Added:Nov 2, 2026(today)
Updated:Nov 2, 2026(today)
Last Checked:3 minutes ago

Property Highlights

Welcome to this remarkable 1 Storey/Apt condo apartment located in the coveted neighborhood of Downtown. Expertly crafted featuring premium concrete and stucco (plaster) construction, this residence presents an exceptional opportunity offered at $1,080,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 3 Bathrooms
  • Generous living space spanning 2000-2249 sqft
  • Features a walk-out basement, adding superb versatility for recreation, a home gym, or extra storage
  • Ample parking with 2.0 garage spaces (2.0 total parking spaces) with a convenient attached configuration
  • Notable attributes: Auto Garage Door Remote, Bar Fridge, Built-In Oven
  • equipped with central air central cooling and highly efficient fan coil heating via other

Description

Come home to the corner suite 401 at luxurious 77 Yates St. Drive straight in to your street level garage and have the convenience of 2 owned parking spaces. Walk straight into the stunning 6 storey lobby and then right into your new home. No need for the elevator or stairs. Suite 401 was extensively updated and redesigned by a local architect and interior designer. Enjoy 3 sided views and the only suite that has its own east-facing terrace for morning coffee plus a west-facing balcony for stunning sunsets. Very spacious open living and dining with natural light and fireplace. The eat-in kitchen has 2 patio doors to the front terrace and a walk-in pantry with a large wine cooler. Custom cabinets with 5 high end built in appliances and a large center island with seating. There are 2 bedroom suites both with 4-piece ensuites. The one bedroom that is currently used as a den has patio doors to the terrace. The primary suite has all built in cabinets and closets. The 4pc ensuite has a large floor level shower and 2 sinks. The condo fee is for the suite 401, storage room and two parking spaces.The multi purpose room has a built-in cabinet and 2 window walls for light and amazing sunsets, trees and water views...work from home office. A 2-piece and a real laundry room with sink and full size washer and dryer complete it all. Some furniture may be negotiable.

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Property Summary

This condo apartment located at 77 Yates Street, St. Catharines is currently for sale and has been available for 0 days. This property is listed at $1,080,000 with an estimated mortgage of $3,595* per month. It has 2 beds, 3 bathrooms, and is 2000-2249 square feet. 77 Yates Street, St. Catharines is in the Downtown neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 2 bedrooms and 3 bathrooms, this home offers ample space and comfort for growing families in Downtown, St. Catharines.

Highly Recommended for Families
What We Love About This Home
  • •2 spacious bedroom layout offering versatile living space
  • •3 well-appointed bathrooms
  • •2000-2249 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Urban professionals, first-time buyers, or investors looking for low-maintenance living in St. Catharines.

Target Buyer Match

Key Features

Bedrooms
2
Bathrooms
3
Kitchens
1
Living Area
2000-2249 sqft
Property Type
Residential Condo & Other

Additional Details

StatusActive
Price$1,080,000
Maintenance Fee$1,213.39/mo
AddedNov 2, 2026 (today)
UpdatedNov 2, 2026 (today)
Last Checked3 minutes ago
Transaction TypeFor Sale
List Office NameMCGARR REALTY CORP, BROKERAGE

Property Details

Property Sub-TypeCondo Apartment
Architectural Style1 Storey/Apt
ConstructionConcrete, Stucco (Plaster)
BasementWalk-Out
CountyNiagara
Annual Tax$11,422
Rental ItemsHot water tank

Parking & Garage

Parking Total2.0
Parking Space0
Garage Parking2.0
Garage TypeAttached

Heating & Cooling

Heat SourceOther
Heat TypeFan Coil
CoolingCentral Air

Features

Property Features

  • Arts Centre
  • Golf
  • Greenbelt/Conservation
  • Hospital
  • Park
  • Waterfront

Interior Features

  • Auto Garage Door Remote
  • Bar Fridge
  • Built-In Oven
  • Countertop Range
  • Primary Bedroom - Main Floor
  • Separate Heating Controls
  • Separate Hydro Meter
  • Storage
  • Storage Area Lockers
  • Water Heater

Security Features

  • Smoke Detector

Community Features

None listed

Property History

No historical data available for this property.

This could be the first listing for this address.

St. Catharines Home Buyer Advisory & Market HubActive MLS® Listing in St. Catharines, Ontario

Looking to Buy a Home in St. Catharines?

If you are looking for a house in St. Catharines or researching St. Catharines real estate for sale, this 2-bedroom condo apartment at 77 Yates Street, Unit 401, St. Catharines, ON offers an exceptional opportunity to buy a home in St. Catharines, Ontario. Whether you are a first-time St. Catharines home buyer or comparing active St. Catharines MLS® homes for sale, working with a dedicated St. Catharines buyer agent ensures you receive priority showing access, unrepresented buyer protection, and aggressive price negotiation.

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Under Ontario REBBA/TRESA regulations, the listing brokerage is legally bound to the seller's financial interests. Work with an experienced St. Catharines realtor & real estate broker who represents you 100%—at zero cost to you as a buyer.

St. Catharines Buyer Budget & Costs

Estimated mortgage: $3,595*/month*. Estimated Ontario Land Transfer Tax: $18,075. First-time St. Catharines home buyers may qualify for up to $8,475 in rebates.

Frequently Asked Questions: Buying a Home in St. Catharines

Frequently Asked Questions about 77 Yates Street, Unit 401, St. Catharines, ON

Q.What is the asking price for 77 Yates Street, Unit 401, St. Catharines, ON ?

The current listing price for 77 Yates Street, Unit 401, St. Catharines, ON in Downtown, St. Catharines is $1,080,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 2 bedrooms and 3 bathrooms across approximately 2000-2249 sqft.

Q.What property type and architectural style is 77 Yates Street, Unit 401, St. Catharines, ON ?

77 Yates Street, Unit 401, St. Catharines, ON is a Condo Apartment (1 Storey/Apt) featuring a Walk-Out basement.

Q.What key property features does 77 Yates Street, Unit 401, St. Catharines, ON offer?

Key property features include: Arts Centre, Golf, Greenbelt/Conservation, Hospital, Park, Waterfront.

Q.What interior features are included in this home?

Interior highlights include: Auto Garage Door Remote, Bar Fridge, Built-In Oven, Countertop Range, Primary Bedroom - Main Floor, Separate Heating Controls, Separate Hydro Meter, Storage, Storage Area Lockers, Water Heater.

Q.What security features are installed at 77 Yates Street, Unit 401, St. Catharines, ON ?

Security features include: Smoke Detector.

Q.Is parking available at this property?

Yes, this property offers parking space for 2.0 vehicles (Attached).

Q.What heating and cooling systems are installed?

Heating is provided via Other and cooling via Central Air.

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Location

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77 Yates Street, Unit 401, St. Catharines, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Downtown, St. Catharines

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Pricing & Value Insights

Data-driven valuation for 77 Yates Street 401, St. Catharines, ON L2R 5R7

Estimated Sales Range
$1,026,000 - $1,058,000

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Catharines.

Configure Loan Settings

Interest Rate4.00%
Down Payment$324,000 (30.0%)
* Minimum Canadian down payment required for this price is $216,000.
Amortization Period30 Years
Estimated Monthly Payment$3,595Based on a loan of $756,000 over 30 years.
Purchase Price$1,080,000
Loan Amount$756,000
Provincial Land Transfer Tax:$18,075
Total Estimated Closing Taxes:$18,075

About Purchasing a Home in St. Catharines, ON

For a property listed at $1,080,000 in St. Catharines, the legal minimum down payment is $216,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $18,075 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $18,075.

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Downtown, St. Catharines Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Downtown, St. Catharines.

Verified Local Data
City Population323,103
City Median Age40.5 Yrs
City Ownership86% Owners
Avg Area List Price$761,815

People & Families

Age Distribution

Household Composition

One-person households
15%
Families with children
52%
Couples without children
28%
Other households
5%

Top Ethnic Origins

Italian35%
Canadian10%
Russian8%
Chinese6%

Best Schools in Downtown, St. Catharines

Elementary Schools

St Nicholas
Public149 Church Street, St. Catharines, Ontario, L2R 3E2
4.4
Immaculée-Conception
Public153 Church Street, St. Catharines, Ontario, L2R 3E2
6.3
Harriet Tubman
Public84 Henry Street, St. Catharines, Ontario, L2R 5V4
6.3
St Denis
Public175 Carlton Street, St. Catharines, Ontario, L2R 1S1
5.4
Connaught
Public28 Prince Street, St. Catharines, Ontario, L2R 3X7
8.5

Secondary Schools

No secondary schools data loaded.

Downtown, St. Catharines Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied86%
Rented14%

Need more details or a custom CMA?

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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