77 Yates Street, Unit 507, St. Catharines, ON

$988,000
MLS#:X14138330
2 beds
3 baths
1600-1799 sqft
1.0 parking
Residential Condo & Other
Residential Condo & Other for sale - 2 Bed, 3 Bath Home at 77 Yates Street St. Catharines ON listed at $988,000 (MLS# X14138330) - Main View
For Sale
Added:Nov 2, 2026(today)
Updated:Nov 2, 2026(today)
Last Checked:22 minutes ago

Property Highlights

Welcome to this remarkable 1 Storey/Apt condo apartment located in the coveted neighborhood of Downtown. Expertly crafted featuring premium concrete and stucco (plaster) construction, this residence presents an exceptional opportunity offered at $988,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 3 Bathrooms
  • Generous living space spanning 1600-1799 sqft
  • Features a partially finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • Ample parking with 1.0 garage spaces (1.0 total parking spaces) with a convenient attached configuration
  • Notable attributes: Auto Garage Door Remote, Carpet Free, Intercom
  • equipped with central air central cooling and highly efficient fan coil heating via other

Description

Lots of living in this East-facing terrace suite. Walk in and see the wow factor with open living dining and kitchen. Wall-to-wall windows and patio doors, let in lots of light. A 2 pc and a closet is to your right. A few steps further brings you to the den with a pocket door. To your left is the beautiful and bright gourmet kitchen with a centre eating at island. One wall is wall-to-wall cabinets, counter and an induction stove. The other wall has more cabinets, a microwave, and a stainless steel French-door fridge. A bonus is the walk-in pantry room or another den. The laundry room has full size washer, dryer and a sink. The open entertaining area has ample dining and living space. A big bonus is the patio doors leading to a massive 28' x 8.7' partially covered terrace. Extend your living and entertaining space. The primary suite with access to the terrace has a walk-in dressing room and 4 pc ensuite. The second bedroom has its own 4 pc ensuite. An extra storage room is on the terrace. Price includes your own indoor parking space and your own storage room. A rare rooftop terrace, BBQs, fitness room and equipped party room awaits.

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Property Summary

This condo apartment located at 77 Yates Street, St. Catharines is currently for sale and has been available for 0 days. This property is listed at $988,000 with an estimated mortgage of $3,289* per month. It has 2 beds, 3 bathrooms, and is 1600-1799 square feet. 77 Yates Street, St. Catharines is in the Downtown neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 2 bedrooms and 3 bathrooms, this home offers ample space and comfort for growing families in Downtown, St. Catharines.

Highly Recommended for Families
What We Love About This Home
  • •2 spacious bedroom layout offering versatile living space
  • •3 well-appointed bathrooms
  • •1600-1799 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Urban professionals, first-time buyers, or investors looking for low-maintenance living in St. Catharines.

Target Buyer Match

Key Features

Bedrooms
2
Bathrooms
3
Kitchens
1
Living Area
1600-1799 sqft
Property Type
Residential Condo & Other

Additional Details

StatusActive
Price$988,000
Maintenance Fee$867.99/mo
AddedNov 2, 2026 (today)
UpdatedNov 2, 2026 (today)
Last Checked22 minutes ago
Transaction TypeFor Sale
List Office NameMCGARR REALTY CORP, BROKERAGE

Property Details

Property Sub-TypeCondo Apartment
Architectural Style1 Storey/Apt
ConstructionConcrete, Stucco (Plaster)
BasementPartially Finished
CountyNiagara
Annual Tax$10,316.99
Rental ItemsHot water tank

Parking & Garage

Parking Total1.0
Parking Space0
Garage Parking1.0
Garage TypeAttached

Heating & Cooling

Heat SourceOther
Heat TypeFan Coil
CoolingCentral Air

Features

Property Features

  • Arts Centre
  • Golf
  • Greenbelt/Conservation
  • Hospital
  • Public Transit
  • Wooded/Treed

Interior Features

  • Auto Garage Door Remote
  • Carpet Free
  • Intercom
  • Primary Bedroom - Main Floor
  • Separate Heating Controls
  • Separate Hydro Meter
  • Storage
  • Water Meter

Security Features

  • Smoke Detector

Community Features

None listed

Property History

No historical data available for this property.

This could be the first listing for this address.

St. Catharines Home Buyer Advisory & Market HubActive MLS® Listing in St. Catharines, Ontario

Looking to Buy a Home in St. Catharines?

If you are looking for a house in St. Catharines or researching St. Catharines real estate for sale, this 2-bedroom condo apartment at 77 Yates Street, Unit 507, St. Catharines, ON offers an exceptional opportunity to buy a home in St. Catharines, Ontario. Whether you are a first-time St. Catharines home buyer or comparing active St. Catharines MLS® homes for sale, working with a dedicated St. Catharines buyer agent ensures you receive priority showing access, unrepresented buyer protection, and aggressive price negotiation.

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Under Ontario REBBA/TRESA regulations, the listing brokerage is legally bound to the seller's financial interests. Work with an experienced St. Catharines realtor & real estate broker who represents you 100%—at zero cost to you as a buyer.

St. Catharines Buyer Budget & Costs

Estimated mortgage: $3,289*/month*. Estimated Ontario Land Transfer Tax: $16,235. First-time St. Catharines home buyers may qualify for up to $8,475 in rebates.

Frequently Asked Questions: Buying a Home in St. Catharines

Frequently Asked Questions about 77 Yates Street, Unit 507, St. Catharines, ON

Q.What is the asking price for 77 Yates Street, Unit 507, St. Catharines, ON ?

The current listing price for 77 Yates Street, Unit 507, St. Catharines, ON in Downtown, St. Catharines is $988,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 2 bedrooms and 3 bathrooms across approximately 1600-1799 sqft.

Q.What property type and architectural style is 77 Yates Street, Unit 507, St. Catharines, ON ?

77 Yates Street, Unit 507, St. Catharines, ON is a Condo Apartment (1 Storey/Apt) featuring a Partially Finished basement.

Q.What key property features does 77 Yates Street, Unit 507, St. Catharines, ON offer?

Key property features include: Arts Centre, Golf, Greenbelt/Conservation, Hospital, Public Transit, Wooded/Treed.

Q.What interior features are included in this home?

Interior highlights include: Auto Garage Door Remote, Carpet Free, Intercom, Primary Bedroom - Main Floor, Separate Heating Controls, Separate Hydro Meter, Storage, Water Meter.

Q.What security features are installed at 77 Yates Street, Unit 507, St. Catharines, ON ?

Security features include: Smoke Detector.

Q.Is parking available at this property?

Yes, this property offers parking space for 1.0 vehicle (Attached).

Q.What heating and cooling systems are installed?

Heating is provided via Other and cooling via Central Air.

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Location

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77 Yates Street, Unit 507, St. Catharines, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Downtown, St. Catharines

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Pricing & Value Insights

Data-driven valuation for 77 Yates Street 507, St. Catharines, ON L2R 5R7

Estimated Sales Range
$939,000 - $968,000

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Catharines.

Configure Loan Settings

Interest Rate4.00%
Down Payment$296,400 (30.0%)
* Minimum Canadian down payment required for this price is $73,800.
Amortization Period30 Years
Estimated Monthly Payment$3,289Based on a loan of $691,600 over 30 years.
Purchase Price$988,000
Loan Amount$691,600
Provincial Land Transfer Tax:$16,235
Total Estimated Closing Taxes:$16,235

About Purchasing a Home in St. Catharines, ON

For a property listed at $988,000 in St. Catharines, the legal minimum down payment is $73,800 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $16,235 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $16,235.

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Downtown, St. Catharines Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Downtown, St. Catharines.

Verified Local Data
City Population323,103
City Median Age40.5 Yrs
City Ownership86% Owners
Avg Area List Price$761,815

People & Families

Age Distribution

Household Composition

One-person households
15%
Families with children
52%
Couples without children
28%
Other households
5%

Top Ethnic Origins

Italian35%
Canadian10%
Russian8%
Chinese6%

Best Schools in Downtown, St. Catharines

Elementary Schools

St Nicholas
Public149 Church Street, St. Catharines, Ontario, L2R 3E2
4.4
Immaculée-Conception
Public153 Church Street, St. Catharines, Ontario, L2R 3E2
6.3
Harriet Tubman
Public84 Henry Street, St. Catharines, Ontario, L2R 5V4
6.3
St Denis
Public175 Carlton Street, St. Catharines, Ontario, L2R 1S1
5.4
Connaught
Public28 Prince Street, St. Catharines, Ontario, L2R 3X7
8.5

Secondary Schools

No secondary schools data loaded.

Downtown, St. Catharines Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied86%
Rented14%

Need more details or a custom CMA?

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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