
Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of St. Marys. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $789,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
Fall is the best time to walk downtown St. Marys, and from 318 Elizabeth Street you're there in minutes. Grab a coffee, take the long way home past the limestone, and settle into a house that's ready for the colder months.This 3 bed, 2 bath home was taken back to the studs with new electrical, plumbing, spray foam insulation and nearly all new windows. It stays warm and quiet when the temperature drops. The furnace and central air were replaced in 2021, along with the hot water tank and water softener. The roof was redone in 2023 with ice and rain shield.The 2005 addition gives you a family room made for movie nights, plus main floor laundry and a 3 piece bath. The kitchen and baths are updated, and the upstairs bath has a soaker tub and a separate double size shower. Newer appliances include a 2024 dishwasher and a 2022 washer and dryer. Central vac makes muddy boot season a lot easier.The garage is a big part of the story here. It's an oversized double, insulated, with a furnace added in 2025, a workshop and a loft. There's an EV charger too. Park inside all winter and keep your projects going when it's cold out.The heated on-ground pool is closed up for the season and will be ready again come summer. It's 4 ft deep and easy for the whole family to enjoy. Picture next July in this backyard and you'll get it.You're close to schools, the rec centre and the quarry, with downtown shops and restaurants an easy walk away. Book a showing and see it while the leaves are still turning.
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This detached home located at 318 Elizabeth Street, St. Marys is currently for sale and has been available for 72 days. This property is listed at $789,000 with an estimated mortgage of $2,626* per month. It has 3 beds, 2 bathrooms, and is 1500-2000 square feet. 318 Elizabeth Street, St. Marys is in the St. Marys neighborhood.
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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Yes! Featuring 3 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in St. Marys, St. Marys.
Families, couples, or downsizers looking for a well-proportioned home in St. Marys.
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No historical data available for this property.
This could be the first listing for this address.
If you are looking for a house in St. Marys or researching St. Marys real estate for sale, this 3-bedroom detached at 318 Elizabeth Street, St. Marys, ON offers an exceptional opportunity to buy a home in St. Marys, Ontario. Whether you are a first-time St. Marys home buyer or comparing active St. Marys MLS® homes for sale, working with a dedicated St. Marys buyer agent ensures you receive priority showing access, unrepresented buyer protection, and aggressive price negotiation.
Browse all verified St. Marys real estate listings, compare active St. Marys houses for sale, and view brand new MLS® inventory before it hits the open market.
Under Ontario REBBA/TRESA regulations, the listing brokerage is legally bound to the seller's financial interests. Work with an experienced St. Marys realtor & real estate broker who represents you 100%—at zero cost to you as a buyer.
Estimated mortgage: $2,626*/month*. Estimated Ontario Land Transfer Tax: $12,255. First-time St. Marys home buyers may qualify for up to $8,475 in rebates.
The current listing price for 318 Elizabeth Street, St. Marys, ON in St. Marys, St. Marys is $789,000.
This property features 3 bedrooms and 2 bathrooms across approximately 1500-2000 sqft.
318 Elizabeth Street, St. Marys, ON is a Detached (1 1/2 Storey) featuring a Partially Finished basement.
Key property features include: School.
Interior highlights include: Auto Garage Door Remote, Carpet Free, Central Vacuum, Water Heater, Water Softener.
Security features include: Smoke Detector.
Yes, this property offers parking space for 9.0 vehicles (Detached).
Heating is provided via Gas and cooling via Central Air.
St. Marys, St. Marys
8 assaults (30.0/100k)
8 B&E (30.0/100k)
10 thefts (35.0/100k)
Improving vs previous year
Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.
Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.
Data-driven valuation for 318 Elizabeth Street, St. Marys, ON N4X 1C8
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Marys.
About Purchasing a Home in St. Marys, ON
For a property listed at $789,000 in St. Marys, the legal minimum down payment is $53,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $12,255 for this transaction. As this listing is in St. Marys (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $12,255.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.
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