43 Thomas Street, St. Marys, ON

$775,000
MLS#:X14110340
3 beds
3 baths
2000-2500 sqft
11.0 parking
Residential Freehold
Residential Freehold for sale - 3 Bed, 3 Bath Home at 43 Thomas Street St. Marys ON listed at $775,000 (MLS# X14110340) - Main View
For Sale
Added:Oct 23, 2026(10 days ago)
Updated:Oct 23, 2026(10 days ago)
Last Checked:20 minutes ago

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of St. Marys. Expertly crafted featuring premium stone construction, this residence presents an exceptional opportunity offered at $775,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 3 Bathrooms
  • Generous living space spanning 2000-2500 sqft on a premium 121.49 x 186.4 ft lot
  • Features a crawl space, partial basement basement, adding superb versatility for recreation, a home gym, or extra storage
  • Ample parking with 1.0 garage spaces (11.0 total parking spaces) with a convenient attached configuration
  • Notable attributes: Primary Bedroom - Main Floor, Ventilation System
  • equipped with wall unit(s) central cooling and highly efficient other heating via gas

Description

Welcome to your cottage on the river! Imagine enjoying your morning coffee on your exclusive terrace, overlooking the North Thames River, the Opera House and beautiful downtown St. Marys! There's more than meets the eye with this incredible home. It's situated on an extra wide lot, just steps to downtown and has been lovingly cared for, by the same family for decades. This single floor living offers a bright living room with gas fireplace and pristine solid wood floors, as well as a secondary family room with wetbar, located at the rear of the home, overlooking the river. There are 2 lovely guest bedrooms, as well as an oversized primary suite with 2 walk-in closets, a wash stand and a 3 piece ensuite. There are 2 additional full bathrooms and a cozy home office. The kitchen is open to the dining room and provides easy access to the main floor laundry and garage. There is plenty of parking, with the private driveway, leading to the attached garage, as well as the huge U shaped drive along the south side of the property. There are even 2 sheds, for all of your toys and outdoor storage. For more information or to view this property for yourself, contact your favourite REALTOR today!

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Property Summary

This detached home located at 43 Thomas Street, St. Marys is currently for sale and has been available for 10 days. This property is listed at $775,000 with an estimated mortgage of $2,580* per month. It has 3 beds, 3 bathrooms, and is 2000-2500 square feet. 43 Thomas Street, St. Marys is in the St. Marys neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 3 bathrooms, this home offers ample space and comfort for growing families in St. Marys, St. Marys.

Highly Recommended for Families
What We Love About This Home
  • •3 spacious bedroom layout offering versatile living space
  • •3 well-appointed bathrooms
  • •2000-2500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in St. Marys.

Target Buyer Match

Key Features

Bedrooms
3
Bathrooms
3
Kitchens
1
Living Area
2000-2500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Price$775,000
AddedOct 23, 2026 (10 days ago)
UpdatedOct 23, 2026 (10 days ago)
Last Checked20 minutes ago
Transaction TypeFor Sale
List Office NameHome and Company Real Estate Corp Brokerage

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionStone
BasementCrawl Space, Partial Basement
Lot Size121.49 Ă— 186.4 Feet
CountyPerth
Annual Tax$5,322
Rental ItemsHot water heater
Legal DescriptionLOT 5 EAST SIDE THOMAS ST PLAN 235 ST MARYS AND PART LOT 6 EAST SIDE THOMAS ST PLAN 235 ST MARYS, PART 3 PLAN 44R-5717. TOWN OF ST. MARYS

Parking & Garage

Parking Total11.0
Parking Space10
Garage Parking1.0
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeOther
CoolingWall Unit(s)

Features

Property Features

  • Waterfront
  • River/Stream

Interior Features

  • Primary Bedroom - Main Floor
  • Ventilation System

Security Features

None listed

Community Features

None listed

Property History

No historical data available for this property.

This could be the first listing for this address.

St. Marys Home Buyer Advisory & Market HubActive MLS® Listing in St. Marys, Ontario

Looking to Buy a Home in St. Marys?

If you are looking for a house in St. Marys or researching St. Marys real estate for sale, this 3-bedroom detached at 43 Thomas Street, St. Marys, ON offers an exceptional opportunity to buy a home in St. Marys, Ontario. Whether you are a first-time St. Marys home buyer or comparing active St. Marys MLS® homes for sale, working with a dedicated St. Marys buyer agent ensures you receive priority showing access, unrepresented buyer protection, and aggressive price negotiation.

St. Marys Homes for Sale & MLS® Listings

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Dedicated St. Marys Buyer Agent

Under Ontario REBBA/TRESA regulations, the listing brokerage is legally bound to the seller's financial interests. Work with an experienced St. Marys realtor & real estate broker who represents you 100%—at zero cost to you as a buyer.

St. Marys Buyer Budget & Costs

Estimated mortgage: $2,580*/month*. Estimated Ontario Land Transfer Tax: $11,975. First-time St. Marys home buyers may qualify for up to $8,475 in rebates.

Frequently Asked Questions: Buying a Home in St. Marys

Frequently Asked Questions about 43 Thomas Street, St. Marys, ON

Q.What is the asking price for 43 Thomas Street, St. Marys, ON ?

The current listing price for 43 Thomas Street, St. Marys, ON in St. Marys, St. Marys is $775,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 3 bathrooms across approximately 2000-2500 sqft.

Q.What property type and architectural style is 43 Thomas Street, St. Marys, ON ?

43 Thomas Street, St. Marys, ON is a Detached (Bungalow) featuring a Crawl Space, Partial Basement basement.

Q.What key property features does 43 Thomas Street, St. Marys, ON offer?

Key property features include: Waterfront, River/Stream.

Q.What interior features are included in this home?

Interior highlights include: Primary Bedroom - Main Floor, Ventilation System.

Q.Is parking available at this property?

Yes, this property offers parking space for 11.0 vehicles (Attached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Wall Unit(s).

Location

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43 Thomas Street, St. Marys, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

St. Marys, St. Marys

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Pricing & Value Insights

Data-driven valuation for 43 Thomas Street, St. Marys, ON N4X 1A2

Estimated Sales Range
$736,000 - $760,000

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Marys.

Configure Loan Settings

Interest Rate4.00%
Down Payment$232,500 (30.0%)
* Minimum Canadian down payment required for this price is $52,500.
Amortization Period30 Years
Estimated Monthly Payment$2,580Based on a loan of $542,500 over 30 years.
Purchase Price$775,000
Loan Amount$542,500
Provincial Land Transfer Tax:$11,975
Total Estimated Closing Taxes:$11,975

About Purchasing a Home in St. Marys, ON

For a property listed at $775,000 in St. Marys, the legal minimum down payment is $52,500 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $11,975 for this transaction. As this listing is in St. Marys (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $11,975.

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St. Marys, St. Marys Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for St. Marys, St. Marys.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$694,296

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in St. Marys, St. Marys

Elementary Schools

Holy Name of Mary
Public161 Peel Street North, St. Marys, Ontario, N4X 1B2
5.9
Little Falls
Public25 Lindsay Atkinson Drive, St. Marys, Ontario, N4X 1B6
7.0
South Perth Centennial
Public1866 Perth Road 163, St. Marys, Ontario, N4X 1C4
7.5

Secondary Schools

No secondary schools data loaded.

St. Marys, St. Marys Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

Generate a full market evaluation or explore city guides using the sidebar links.

Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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