84 Church Street, St. Marys, ON

$835,900
MLS#:X13507384
4 beds
3 baths
2500-3000 sqft
7.0 parking
Residential Freehold
Residential Freehold for sale - 4 Bed, 3 Bath Home at 84 Church Street St. Marys ON listed at $835,900 (MLS# X13507384) - Main View
Price Change
For Sale
Added:Jun 30, 2026(129 days ago)
Updated:Oct 29, 2026(8 days ago)
Last Checked:8 minutes ago

Property Highlights

Welcome to this remarkable 2-Storey duplex located in the coveted neighborhood of St. Marys. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $835,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 3 Bathrooms with 2 functional kitchens
  • Generous living space spanning 2500-3000 sqft on a premium 128.7 x 150.38 ft lot
  • Features a partially finished, walk-out basement, adding superb versatility for recreation, a home gym, or extra storage
  • Ample parking with 1.0 garage spaces (7.0 total parking spaces) with a convenient detached configuration
  • Notable attributes: Guest Accommodations
  • equipped with window unit(s) central cooling and highly efficient radiant heating via gas

Description

Tucked away on a beautifully secluded, tree-lined lot, this remarkable yellow brick century home displays timeless character with thoughtful modern updates. Rich in history, this distinguished residence was built in 1890 for Susan Morphy before becoming the home of Dr. James J. Hall, one of St. Marys' early physicians. It was later owned by Dr. Thomas Sparks, who lovingly restored the home while preserving its historic charm for generations to come. Step inside to discover spacious principal rooms filled with warmth, original character, and enduring craftsmanship. At the heart of the home is a beautifully renovated kitchen featuring soft-close cabinetry, butcher block countertops, a centre island, pantry, and an inviting layout designed for everyday living and entertaining. The renovated main-floor bathroom offers the luxury of in-floor heating, creating a spa-like retreat, while modern updates throughout complement the home's rich heritage without compromising its authentic character. Adding exceptional versatility is the fully self-contained lower-level apartment, complete with its own private entrance, laneway access, kitchen, bathroom, bedroom, laundry, and separate living space-ideal for extended family, guests, or generating rental income. Set on 0.34 acres and surrounded by mature trees, the property offers an exceptional sense of privacy. Two driveways, a detached garage, and a detached workshop provide ample space for vehicles, hobbies, and storage. This is more than a home-it's an opportunity to own a beautifully preserved piece of St. Marys' history. Don't miss your chance to become the next steward of this extraordinary property and carry its remarkable legacy into the future.

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Property Summary

This duplex located at 84 Church Street, St. Marys is currently for sale and has been available for 129 days. This property is listed at $835,900 with an estimated mortgage of $2,782* per month. It has 4 beds, 3 bathrooms, and is 2500-3000 square feet. 84 Church Street, St. Marys is in the St. Marys neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 4 bedrooms and 3 bathrooms, this home offers ample space and comfort for growing families in St. Marys, St. Marys.

Highly Recommended for Families
What We Love About This Home
  • •4 spacious bedroom layout offering versatile living space
  • •3 well-appointed bathrooms
  • •2500-3000 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in St. Marys, St. Marys.

Target Buyer Match

Key Features

Bedrooms
4
Bathrooms
3
Kitchens
2
Living Area
2500-3000 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Price$835,900
AddedJun 30, 2026 (129 days ago)
UpdatedOct 29, 2026 (8 days ago)
Last Checked8 minutes ago
Transaction TypeFor Sale
List Office NameRE/MAX A-B Realty Ltd

Property Details

Property Sub-TypeDuplex
Architectural Style2-Storey
ConstructionBrick
BasementPartially Finished, Walk-Out
Lot Size128.7 Ă— 150.38 Feet
CountyPerth
Annual Tax$6,187
Rental ItemsNONE
Legal DescriptionPLAN 225 LOT 5 PLAN 235 PT LOT 4 IN BLK D W/S CHURCH

Parking & Garage

Parking Total7.0
Parking Space6
Garage Parking1.0
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeRadiant
CoolingWindow Unit(s)

Features

Property Features

None listed

Interior Features

  • Guest Accommodations

Security Features

None listed

Community Features

None listed

Property History

No historical data available for this property.

This could be the first listing for this address.

St. Marys Home Buyer Advisory & Market HubActive MLS® Listing in St. Marys, Ontario

Looking to Buy a Home in St. Marys?

If you are looking for a house in St. Marys or researching St. Marys real estate for sale, this 4-bedroom duplex at 84 Church Street, St. Marys, ON offers an exceptional opportunity to buy a home in St. Marys, Ontario. Whether you are a first-time St. Marys home buyer or comparing active St. Marys MLS® homes for sale, working with a dedicated St. Marys buyer agent ensures you receive priority showing access, unrepresented buyer protection, and aggressive price negotiation.

St. Marys Homes for Sale & MLS® Listings

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Dedicated St. Marys Buyer Agent

Under Ontario REBBA/TRESA regulations, the listing brokerage is legally bound to the seller's financial interests. Work with an experienced St. Marys realtor & real estate broker who represents you 100%—at zero cost to you as a buyer.

St. Marys Buyer Budget & Costs

Estimated mortgage: $2,782*/month*. Estimated Ontario Land Transfer Tax: $13,193. First-time St. Marys home buyers may qualify for up to $8,475 in rebates.

Frequently Asked Questions: Buying a Home in St. Marys

Frequently Asked Questions about 84 Church Street, St. Marys, ON

Q.What is the asking price for 84 Church Street, St. Marys, ON ?

The current listing price for 84 Church Street, St. Marys, ON in St. Marys, St. Marys is $835,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 4 bedrooms and 3 bathrooms across approximately 2500-3000 sqft.

Q.What property type and architectural style is 84 Church Street, St. Marys, ON ?

84 Church Street, St. Marys, ON is a Duplex (2-Storey) featuring a Partially Finished, Walk-Out basement.

Q.What interior features are included in this home?

Interior highlights include: Guest Accommodations.

Q.Is parking available at this property?

Yes, this property offers parking space for 7.0 vehicles (Detached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Window Unit(s).

Location

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84 Church Street, St. Marys, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

St. Marys, St. Marys

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Pricing & Value Insights

Data-driven valuation for 84 Church Street N, St. Marys, ON N4X 1A3

Estimated Sales Range
$794,000 - $819,000

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Marys.

Configure Loan Settings

Interest Rate4.00%
Down Payment$250,770 (30.0%)
* Minimum Canadian down payment required for this price is $58,590.
Amortization Period30 Years
Estimated Monthly Payment$2,782Based on a loan of $585,130 over 30 years.
Purchase Price$835,900
Loan Amount$585,130
Provincial Land Transfer Tax:$13,193
Total Estimated Closing Taxes:$13,193

About Purchasing a Home in St. Marys, ON

For a property listed at $835,900 in St. Marys, the legal minimum down payment is $58,590 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $13,193 for this transaction. As this listing is in St. Marys (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $13,193.

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St. Marys, St. Marys Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for St. Marys, St. Marys.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$694,296

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in St. Marys, St. Marys

Elementary Schools

Holy Name of Mary
Public161 Peel Street North, St. Marys, Ontario, N4X 1B2
5.9
Little Falls
Public25 Lindsay Atkinson Drive, St. Marys, Ontario, N4X 1B6
7.0
South Perth Centennial
Public1866 Perth Road 163, St. Marys, Ontario, N4X 1C4
7.5

Secondary Schools

No secondary schools data loaded.

St. Marys, St. Marys Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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