Welcome to this remarkable Bungalow detached located in the coveted neighborhood of St. Thomas. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $524,500 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
Well-maintained bungalow nestled in a quiet St. Thomas neighbourhood, just minutes from the Elgin Centre and everyday amenities. This solid all-brick, three-bedroom home offers exceptional value and thoughtful updates throughout.Recent improvements include a durable steel roof, freshly painted interior, and new hardwood flooring in the bright living and dining areas. The updated kitchen showcases quartz countertops, a marble backsplash, quality tile flooring, and included appliances. Many windows have been replaced, enhancing efficiency and comfort. The primary bedroom features direct access to the back deck, complete with a professionally installed gazebo-perfect for relaxing or entertaining. The main floor bathroom has been tastefully updated with tile flooring, new cabinetry and modern countertops. The finished lower level offers a spacious recroom with cozy gas fireplace, a two-piece bathroom, cold storage, and a clean, well-organized laundry/storage area. A move-in-ready home in a desirable location-ideal for families, downsizers, or first-time buyers.
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Public Transit, Place Of Worship, Cul de Sac/Dead End
ERV/HRV, On Demand Water Heater
No historical data available for this property.
This could be the first listing for this address.
Data-driven valuation for 10 Palmer Court, St. Thomas, ON N5R 5Y9
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Thomas.
About Purchasing a Home in St. Thomas, ON
For a property listed at $524,500 in St. Thomas, the legal minimum down payment is $27,450 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $6,965 for this transaction. As this listing is in St. Thomas (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $6,965.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.