104 Erie Street, St. Thomas, ON

$354,750
MLS#:X12254148
2 beds
1 baths
700-1100 sqft
2.0 parking
Residential Freehold
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Property no longer active

This property was sold on July 14, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of St. Thomas. Expertly crafted featuring premium aluminum siding and other construction, this residence presents an exceptional opportunity offered at $354,750 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 1 Bathroom
  • Generous living space spanning 700-1100 sqft on a premium 50 x 116.33 ft lot
  • Features a partial basement, crawl space basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available
  • Notable attributes: Primary Bedroom - Main Floor
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Cute !! Lovely curb appeal with wide front porch. Cute Interior. Double wide, paved parking; huge rear fenced yard on this great lot with almost 50 ft frontage! Large Main floor mud room and laundry; roomy kitchen and the main rooms - all at an affordable price. Old time covered front porch to wind down from the day. ... plus side entrance has covered porch plus off the rear door is lovely deck. A large fenced rear yard has much to enjoy with greenhouse (as-is), water feature, shed, kids play centre and fruit tree ... oh and a newer insulated dog house. Great home for single, couple, young family, downsizing or investment. All hard surface flooring. Bathroom with surround like tub/shower and duel flush toilet. Few newer ceiling fans with switch and/or remotes. Most windows updated. Updated forced air gas Furnace and central air! Great lot of approx 48.2 x 119.8 ft (per old Geowarehouse) size leaves room for further development with R4 zoning that may permit additional residential unit. Room, if obtain municipality approval, for car port or even a garage too. Great home for someone 55+ with everything on one level: laundry and bedroom plus easy maintenance at just right size. Not many homes, that can just move in at this price, on great lot, close to amenities - act soon.

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Property Summary

This detached home located at 104 Erie Street, St. Thomas is currently for sale and has been available on SousaSells for 384 days. This property is listed at $354,750 with an estimated mortgage of $1,181* per month. It has 2 beds, 1 bathroom, and is 700-1100 square feet. 104 Erie Street, St. Thomas is in the St. Thomas neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
2
Bathrooms
1
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateJuly 14, 2025
Sold price information is available to members only
Listed Date6/30/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionAluminum Siding, Other
BasementPartial Basement, Crawl Space
Lot Size50 × 116.33 Feet
CountyElgin
Annual Tax$2,462.41
Legal DescriptionPT LT 15 BLK 3 PL 65 ST. THOMAS AS IN E317563; ST. THOMAS

Parking & Garage

Parking Total2.0
Parking Space2
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Fenced Yard

Interior Features

Primary Bedroom - Main Floor

Security Features

Carbon Monoxide Detectors, Smoke Detector

Community Features

Location

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104 Erie Street, St. Thomas, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 104 Erie Street, St. Thomas, ON N5R 2N2

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Thomas.

Configure Loan Settings

Interest Rate4.00%
Down Payment$106,425 (30.0%)
* Minimum Canadian down payment required for this price is $17,738.
Amortization Period30 Years
Estimated Monthly Payment$1,181Based on a loan of $248,325 over 30 years.
Purchase Price$354,750
Loan Amount$248,325
Provincial Land Transfer Tax:$3,796
Total Estimated Closing Taxes:$3,796

About Purchasing a Home in St. Thomas, ON

For a property listed at $354,750 in St. Thomas, the legal minimum down payment is $17,738 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $3,796 for this transaction. As this listing is in St. Thomas (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $3,796.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for St. Thomas, St. Thomas.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$612,129

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Forest Park
Public295 Forest Avenue, St. Thomas, Ontario, N5R 2K5
2.6
St. Anne's
Catholic84 Park Avenue, St. Thomas, Ontario, N5R 4W1
5.5
Elgin Court
Public254 First Avenue, St. Thomas, Ontario, N5R 4P5
4.3
Mitchell Hepburn
Public95 Raven Avenue, St. Thomas, Ontario, N5R 0C2
5.7
John Wise
Public100 Parkside Drive, St. Thomas, Ontario, N5R 3T9
4.4

Secondary Schools

No secondary schools data loaded.

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.