13 Rosemount Crescent, St. Thomas, ON
Property Highlights
Welcome to this remarkable Bungalow detached located in the coveted neighborhood of St. Thomas. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $499,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 4 Bedrooms and 2 Bathrooms
- Generous living space spanning 700-1100 sqft on a premium 40.03 x 125 ft lot
- Features a finished, full basement, adding superb versatility for recreation, a home gym, or extra storage
- 5.0 total parking spaces available
- Notable attributes: None
- equipped with central air central cooling and highly efficient forced air heating via gas
Description
Welcome to 13 Rosemount Cres in St. Thomas - a solid, family-owned brick bungalow that's been loved, maintained, and thoughtfully updated where it counts. Upstairs offers 3 bedrooms and a full 4-piece bath, with warm hardwood flooring and great natural light throughout. The layout is simple and functional - easy to furnish, easy to live in. The custom kitchen was fully updated in 2023 and it's both trendy and incredibly practical. Clean white cabinetry, modern hardware, updated backsplash, stainless appliances, and smart drawer organizers that make everything feel intentional. There's plenty of prep space and a cozy eat-in area that works just as well for morning coffee as it does for weeknight dinners. Downstairs, the fully finished basement adds serious living space. With a large rec room, extra bedroom, and 2-piece bath, it's set up perfectly for hosting - think movie nights, game days, or a relaxed hangout space with a bar setup and open for entertaining. Outside, you're on a quiet crescent with a private driveway and a fully fenced backyard. The fence was completed in 2025, with the rear section scheduled to be finished in April. There's also a detached shed for storage and plenty of space to garden, entertain under the gazebo, or let kids and pets run free. This is the kind of home that makes sense: updated kitchen, finished basement, solid structure, and space to grow into. Whether you're a first-time buyer, downsizer, or investor, 13 Rosemount Cres checks all the boxes. Move in, unpack, and start living.
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Pricing & Value Insights
Data-driven valuation for 13 Rosemount Crescent, St. Thomas, ON N5P 2J2
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About Purchasing a Home in St. Thomas, ON
For a property listed at $499,900 in St. Thomas, the legal minimum down payment is $24,995 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $6,473 for this transaction. As this listing is in St. Thomas (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $6,473.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.