174 Centre Street, St. Thomas, ON
Property no longer active
This property was sold on February 10, 2026. This listing is for reference purposes only. to view the sold price.
Property Highlights
Welcome to this remarkable Bungalow detached located in the coveted neighborhood of St. Thomas. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $359,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 2 Bedrooms and 1 Bathroom
- Generous living space spanning 700-1100 sqft on a premium 30.5 x 123.69 ft lot
- Features a full, unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
- 1.0 total parking spaces available
- Notable attributes: Primary Bedroom - Main Floor
- Efficient forced air heating via gas
Description
An exceptional opportunity in the heart of St. Thomas a well-maintained bungalow that perfectly balances residential comfort with commercial potential. Thoughtfully updated and move-in ready, it offers convenient one-level living at an appealing price point. Zoned commercial and currently used as residential, this property is ideal for a home-based office, small business, or comfortable personal residence. Inside, you'll find a new kitchen (2023), updated bathroom (2022), and a bright sunroom opening to a fully fenced, private backyard with a sunny deck. With all appliances included, this property combines comfort, function, and versatility ready for whatever comes next. This may be just what you are looking for.
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Property Summary
This detached home located at 174 Centre Street, St. Thomas is currently for sale and has been available on SousaSells for 278 days. This property is listed at $359,000 with an estimated mortgage of $1,195* per month. It has 2 beds, 1 bathroom, and is 700-1100 square feet. 174 Centre Street, St. Thomas is in the St. Thomas neighborhood.
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Key Features
Additional Details
Property Details
Parking & Garage
Heating & Cooling
Features
Property Features
Fenced Yard, Hospital, Library, Park, Rec./Commun.Centre, Place Of Worship
Interior Features
Primary Bedroom - Main Floor
Security Features
Community Features
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Location
Property History
No historical data available for this property.
This could be the first listing for this address.
Pricing & Value Insights
Data-driven valuation for 174 Centre Street, St. Thomas, ON N5R 3A4
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
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About Purchasing a Home in St. Thomas, ON
For a property listed at $359,000 in St. Thomas, the legal minimum down payment is $17,950 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $3,860 for this transaction. As this listing is in St. Thomas (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $3,860.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.