34 PINE VALLEY Drive, St. Thomas, ON

$629,900
MLS#:X13530796
4 beds
4 baths
1100-1500 sqft
3.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of St. Thomas. Expertly crafted featuring premium brick veneer and vinyl siding construction, this residence presents an exceptional opportunity offered at $629,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 4 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 40.03 x 108.28 ft lot
  • Features a finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Auto Garage Door Remote, Sump Pump
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Impeccably finished and truly move-in ready, this beautifully updated home is ideally situated in sought-after North St. Thomas, offering quick access to the 401, London, and future EV plant. Thoughtfully designed and tastefully decorated throughout, the home delivers both style and functionality from the moment you step inside. A striking fireplace creates an elegant first impression and anchors the welcoming main living space.The spacious great room flows effortlessly into the well-appointed kitchen, featuring ample prep space, a pantry, and a generous dining area-perfect for everyday living and entertaining alike. Terrace door lead to the fully fenced and landscaped backyard, complete with a large deck with pergola, fire pit and a gas line to BBQ creating a private outdoor retreat.The upper level offers a versatile loft with a built-in desk nook, ideal for a home office/craft space or reading lounge and easily convertible to an additional bedroom if desired. The primary suite is generously sized and includes a walk-in closet and a private 3-piece ensuite. A second bedroom and a full 4-piece bath complete this level.The finished lower level extends the living space with two additional bedrooms, a comfortable rec room, and a 3-piece bath-perfect for guests, teens, or extended family. With modern updates, a functional layout, and a prime location, this exceptional home is sure to impress. Welcome home.

Upcoming Open Houses

Saturday, July 11, 20261:00 PM - 3:00 PMPublic

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Key Features

Bedrooms
4
Bathrooms
4
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date7/7/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionBrick Veneer, Vinyl Siding
BasementFinished
Lot Size40.03 × 108.28 Feet
CountyElgin
Annual Tax$4,408
Legal DescriptionLOT 97 PLAN 11M-165, ST. THOMAS

Parking & Garage

Parking Spaces3.0
Garage Spaces2
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Fenced Yard, Park, Campground, Greenbelt/Conservation, Lake/Pond, School

Interior Features

Auto Garage Door Remote, Sump Pump

Security Features

Smoke Detector, Carbon Monoxide Detectors

Community Features

Location

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34 PINE VALLEY Drive, St. Thomas, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 34 PINE VALLEY Drive, St. Thomas, ON N5P 0A9

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Thomas.

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Interest Rate5.25%
Down Payment$37,990 (6.0%)
* Minimum Canadian down payment required for this price is $37,990.
Amortization Period25 Years
Estimated Monthly Payment$3,527Based on a loan of $591,910 over 25 years.
Purchase Price$629,900
Loan Amount$591,910
Provincial Land Transfer Tax:$9,073
Total Estimated Closing Taxes:$9,073

About Purchasing a Home in St. Thomas, ON

For a property listed at $629,900 in St. Thomas, the legal minimum down payment is $37,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $9,073 for this transaction. As this listing is in St. Thomas (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $9,073.

Nearby Listings

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No current listings found in St. Thomas.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for St. Thomas, St. Thomas.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$623,051

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

St. Anne's
Catholic84 Park Avenue, St. Thomas, Ontario, N5R 4W1
5.5
Forest Park
Public295 Forest Avenue, St. Thomas, Ontario, N5R 2K5
2.6
Elgin Court
Public254 First Avenue, St. Thomas, Ontario, N5R 4P5
4.3
Mitchell Hepburn
Public95 Raven Avenue, St. Thomas, Ontario, N5R 0C2
5.7
John Wise
Public100 Parkside Drive, St. Thomas, Ontario, N5R 3T9
4.4

Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.