370 Talbot Street, St. Thomas, ON

$489,000
MLS#:X13559158
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0 beds
2 baths
Commercial
Commercial for sale - 0 Bed, 2 Bath Home at 370 Talbot Street St. Thomas ON listed at $489,000 (MLS# X13559158) - Main View
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This property was sold on October 22, 2026. Listing is for reference only.
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Added:Jul 10, 2026(127 days ago)
Updated:Oct 22, 2026(23 days ago)
Last Checked:19 minutes ago

Property Highlights

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Welcome to this remarkable commercial retail located in the coveted neighborhood of St. Thomas. Offering a sublime balance of structural integrity and modern aesthetic appeal, this residence presents an exceptional opportunity offered at $489,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 0 Bedrooms and 2 Bathrooms
  • Premium 18.06 x 50.17 ft lot size
  • equipped with yes central cooling and highly efficient gas forced air closed heating

Description

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Attention Investors! Worry-free investment opportunity offering an excellent rate of return. Prime mixed-use building located in the heart of St. Thomas' main commercial district at the high-visibility corner of Talbot Street and Elgin Street. This approximately 1,800 sq. ft. income-producing property features a fully leased commercial unit on the main floor and a spacious 2-bedroom, Living room , Kitchen and 1-Full bathroom apartment on the second floor. The second-floor kitchen and bathroom were fully renovated in 2026, enhancing the appeal of the residential unit. The property also includes an additional unfinished basement, offering excellent storage or future potential (subject to applicable approvals).Both the commercial and residential units are fully leased, providing stable and reliable cash flow from day one. A true turnkey investment in a sought-after location with strong long-term income potential.

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Property Summary

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This commercial retail located at 370 Talbot Street, St. Thomas is currently for sale and has been available for 127 days. This property is listed at $489,000 with an estimated mortgage of $1,628* per month. It has 0 beds, 2 bathrooms, and is unknown square feet. 370 Talbot Street, St. Thomas is in the St. Thomas neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Ideal for small families, couples, or individuals seeking a manageable and comfortable living layout in St. Thomas, St. Thomas.

Great for Small Household / Couples
What We Love About This Home
  • •2 well-appointed bathrooms
  • •Desirable Commercial Retail architecture in St. Thomas, St. Thomas
Standout Features & Layout
Who Should Buy This Home?

First-time home buyers, professionals, or investors seeking value.

Target Buyer Match

Key Features

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Bathrooms
2
Property Type
Commercial

Additional Details

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StatusActive
Sold price information is available to members only
AddedJul 10, 2026 (127 days ago)
UpdatedOct 22, 2026 (23 days ago)
Last Checked19 minutes ago
Transaction TypeFor Sale
List Office NameCENTURY 21 PROPERTY ZONE REALTY INC.

Property Details

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Property Sub-TypeCommercial Retail
Lot Size18.06 × 50.17 Feet
CountyElgin
Annual Tax$4,583.71
Rental ItemsHot water Tank

Parking & Garage

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Garage TypeNone

Heating & Cooling

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Heat TypeGas Forced Air Closed
CoolingYes

Features

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Property Features

None listed

Interior Features

None listed

Security Features

  • No

Community Features

  • Public Transit

Property History

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No historical data available for this property.

This could be the first listing for this address.

St. Thomas Homeowner & Seller AdvisoryVerified Sold Comp

What is your house worth in St. Thomas?

This property at 370 Talbot Street, St. Thomas, ON has closed. If you own a home on this street or nearby in St. Thomas, recent market trends and verified sold prices directly determine your home equity.

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Frequently Asked Questions about 370 Talbot Street, St. Thomas, ON

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Q.What is the asking price for 370 Talbot Street, St. Thomas, ON ?

The current listing price for 370 Talbot Street, St. Thomas, ON in St. Thomas, St. Thomas is $489,000.

Q.How many bedrooms and bathrooms does this property have?

This property features null bedrooms and 2 bathrooms.

Q.What property type and architectural style is 370 Talbot Street, St. Thomas, ON ?

370 Talbot Street, St. Thomas, ON is a Commercial Retail () featuring a basement.

Q.What neighborhood and community amenities are nearby?

Community features and nearby amenities include: Public Transit.

Q.What security features are installed at 370 Talbot Street, St. Thomas, ON ?

Security features include: No.

Q.What heating and cooling systems are installed?

Heating is provided via standard central heat and cooling via Yes.

Location

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370 Talbot Street, St. Thomas, ON
Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

St. Thomas, St. Thomas

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–¼ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) × 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

Pricing & Value Insights

Data-driven valuation for 370 Talbot Street, St. Thomas, ON N5P 1B6

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Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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St. Thomas, St. Thomas Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for St. Thomas, St. Thomas.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$744,569

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in St. Thomas, St. Thomas

Elementary Schools

Forest Park
Public295 Forest Avenue, St. Thomas, Ontario, N5R 2K5
2.6
St. Anne's
Catholic84 Park Avenue, St. Thomas, Ontario, N5R 4W1
5.5
Elgin Court
Public254 First Avenue, St. Thomas, Ontario, N5R 4P5
4.3
Edward Street
PublicEdward Street, St. Thomas, Ontario, N5P 1Z5
3.7
John Wise
Public100 Parkside Drive, St. Thomas, Ontario, N5R 3T9
4.4

Secondary Schools

No secondary schools data loaded.

St. Thomas, St. Thomas Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

Recently Sold
$489,000

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