575 Talbot Street, St. Thomas, ON
Property Highlights
Welcome to this remarkable commercial retail located in the coveted neighborhood of St. Thomas. Offering a sublime balance of structural integrity and modern aesthetic appeal, this residence presents an exceptional opportunity offered at $460,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 0 Bedrooms and 2 Bathrooms
- Premium 21 x 114.96 ft lot size
- equipped with yes central cooling and highly efficient baseboard heating
Description
Downtown St Thomas commercial store front building with the main floor completely renovated in 2019with new furnace, air conditioner, water heater, laminate flooring and handicap accessible washroom. The main floor is open concept with excellent storefront glass exposure. The second floor was utilized as a darkroom for the former owners and could be converted into a studio/bachelor apartment. The upper unit has electric baseboard heating. The basement is clean and has a 1 piece washroom. This is an excellent opportunity for your business to locate without many upgrades and the potential for additional income from the upper unit.
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Property Summary
This commercial retail located at 575 Talbot Street, St. Thomas is currently for sale and has been available for 64 days. This property is listed at $460,000 with an estimated mortgage of $1,531* per month. It has 0 beds, 2 bathrooms, and is unknown square feet. 575 Talbot Street, St. Thomas is in the St. Thomas neighborhood.
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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Ideal for small families, couples, or individuals seeking a manageable and comfortable living layout in St. Thomas, St. Thomas.
- •2 well-appointed bathrooms
- •Desirable Commercial Retail architecture in St. Thomas, St. Thomas
First-time home buyers, professionals, or investors seeking value.
Key Features
Additional Details
Property Details
Parking & Garage
Heating & Cooling
Features
Property Features
None listed
Interior Features
None listed
Security Features
- No
Community Features
None listed
Property History
No historical data available for this property.
This could be the first listing for this address.
Looking to Buy a Home in St. Thomas?
If you are looking for a house in St. Thomas or researching St. Thomas real estate for sale, this commercial retail at 575 Talbot Street, St. Thomas, ON offers an exceptional opportunity to buy a home in St. Thomas, Ontario. Whether you are a first-time St. Thomas home buyer or comparing active St. Thomas MLS® homes for sale, working with a dedicated St. Thomas buyer agent ensures you receive priority showing access, unrepresented buyer protection, and aggressive price negotiation.
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Under Ontario REBBA/TRESA regulations, the listing brokerage is legally bound to the seller's financial interests. Work with an experienced St. Thomas realtor & real estate broker who represents you 100%—at zero cost to you as a buyer.
St. Thomas Buyer Budget & Costs
Estimated mortgage: $1,531*/month*. Estimated Ontario Land Transfer Tax: $5,675. First-time St. Thomas home buyers may qualify for up to $8,475 in rebates.
Frequently Asked Questions: Buying a Home in St. Thomas
Frequently Asked Questions about 575 Talbot Street, St. Thomas, ON
Q.What is the asking price for 575 Talbot Street, St. Thomas, ON ?
The current listing price for 575 Talbot Street, St. Thomas, ON in St. Thomas, St. Thomas is $460,000.
Q.How many bedrooms and bathrooms does this property have?
This property features null bedrooms and 2 bathrooms.
Q.What property type and architectural style is 575 Talbot Street, St. Thomas, ON ?
575 Talbot Street, St. Thomas, ON is a Commercial Retail () featuring a basement.
Q.What security features are installed at 575 Talbot Street, St. Thomas, ON ?
Security features include: No.
Q.What heating and cooling systems are installed?
Heating is provided via standard central heat and cooling via Yes.
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Location
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Open in Google MapsNeighborhood Safety & Crime Analytics
St. Thomas, St. Thomas
8 assaults (30.0/100k)
8 B&E (30.0/100k)
10 thefts (35.0/100k)
Improving vs previous year
Formula: (Annual Occurrences / Population) × 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.
Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.
Pricing & Value Insights
Data-driven valuation for 575 Talbot Street, St. Thomas, ON N5P 1C5
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
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About Purchasing a Home in St. Thomas, ON
For a property listed at $460,000 in St. Thomas, the legal minimum down payment is $23,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $5,675 for this transaction. As this listing is in St. Thomas (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $5,675.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.
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