43 HUMMINGBIRD Lane, St. Thomas, ON

$979,900
MLS#:X8483160
5 beds
4 baths
6.0 parking
Residential Freehold
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Property no longer active

This property was sold on July 23, 2024. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of St. Thomas. Expertly crafted featuring premium brick front and vinyl siding construction, this residence presents an exceptional opportunity offered at $979,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 5 Bedrooms and 4 Bathrooms
  • Premium 50.13 x 122.05 ft lot size
  • Features a finished with walk-out, full basement, adding superb versatility for recreation, a home gym, or extra storage
  • 6.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Air Exchanger, In-Law Capability, Sump Pump
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Stunning 2 Storey home backing onto pond in a premium St. Thomas location Lake Margaret Estates! This custom built MP home has an impressive 5 bedrooms including the luxurious primary suite overlooking your backyard oasis, with: walk-in closet & private 4pc ensuite with double sinks Quartz counters & tiled shower. The interior has 3 beautiful floors of finished living space beginning with the comfy upper level with 4 bedrooms & 2 full bathrooms. The open concept main floor has a front office, laundry room, 2pc powder room, large kitchen (with Quartz countertops(2024), island, walk-in pantry, & newer stainless steel appliances), living room (with hardwood floor), and dining area with sliding doors leading to the spacious PVC deck. The lower level has plenty of storage (in the utility room & cold room), a full 4pc bathroom, bedroom & amazing rec room space with sliding doors to the covered walk-out patio. The welcoming exterior has lovely curb appeal, landscaped yard, wide double drive & covered front porch. The backyard is an entertainers dream! A large second level deck overlooks the water & sits above the substantial concrete patio where you can enjoy a sip of champagne while soaking in the hot tub or dive into the heated salt water in-ground pool. Updates: 45yr Shingles (2007), PVC Deck (2016), Custom Hunter Douglas Window Coverings throughout, New Insulated Garage Doors(2020), R60 Insulation added to attic, High Efficiency Furnace with Hepa Filter (2020), Lower level bathroom (2023), Carpet & Underpad (2021). Imagine living in a neighbourhood where you can watch stunning sunsets while canoeing across Lake Margaret, walk kilometres of scenic trails, or head to Pinafore Park (where you can take the kids to the splash-pad, or enjoy a match of tennis, pickle ball or mini golf). The future is full of wonderful memories waiting to be created & cherished by the lucky new owners of 43 Hummingbird Lane. Welcome Home.

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Property Summary

This detached home located at 43 HUMMINGBIRD Lane, St. Thomas is currently for sale and has been available on SousaSells for 753 days. This property is listed at $979,900 with an estimated mortgage of $3,262* per month. It has 5 beds, 4 bathrooms, and is unknown square feet. 43 HUMMINGBIRD Lane, St. Thomas is in the St. Thomas neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
5
Bathrooms
4
Kitchens
1
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateJuly 23, 2024
Sold price information is available to members only
Listed Date6/26/2024
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionBrick Front, Vinyl Siding
BasementFinished with Walk-Out, Full
Lot Size50.13 × 122.05 Feet
CountyElgin
Annual Tax$6,050.17
Legal DescriptionLOT 7, PLAN 11M152, ST. THOMAS

Parking & Garage

Parking Total6.0
Parking Space4
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Fenced Yard, Lake/Pond, Park, Wooded/Treed, Hospital

Interior Features

Air Exchanger, In-Law Capability, Sump Pump, Auto Garage Door Remote

Security Features

Carbon Monoxide Detectors, Smoke Detector

Community Features

Location

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43 HUMMINGBIRD Lane, St. Thomas, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 43 HUMMINGBIRD Lane, St. Thomas, ON N5R 6M8

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Thomas.

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Interest Rate4.00%
Down Payment$293,970 (30.0%)
* Minimum Canadian down payment required for this price is $72,990.
Amortization Period30 Years
Estimated Monthly Payment$3,262Based on a loan of $685,930 over 30 years.
Purchase Price$979,900
Loan Amount$685,930
Provincial Land Transfer Tax:$16,073
Total Estimated Closing Taxes:$16,073

About Purchasing a Home in St. Thomas, ON

For a property listed at $979,900 in St. Thomas, the legal minimum down payment is $72,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $16,073 for this transaction. As this listing is in St. Thomas (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $16,073.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for St. Thomas, St. Thomas.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$612,129

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Forest Park
Public295 Forest Avenue, St. Thomas, Ontario, N5R 2K5
2.6
St. Anne's
Catholic84 Park Avenue, St. Thomas, Ontario, N5R 4W1
5.5
Elgin Court
Public254 First Avenue, St. Thomas, Ontario, N5R 4P5
4.3
Mitchell Hepburn
Public95 Raven Avenue, St. Thomas, Ontario, N5R 0C2
5.7
John Wise
Public100 Parkside Drive, St. Thomas, Ontario, N5R 3T9
4.4

Secondary Schools

No secondary schools data loaded.

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.