46 Westlake Drive, St. Thomas, ON

$660,000
MLS#:X12734820
5 beds
3 baths
1100-1500 sqft
6.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 1 Storey/Apt detached located in the coveted neighborhood of St. Thomas. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $660,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 5 Bedrooms and 3 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 45.05 x 107.97 ft lot
  • Features a full, finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 6.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Auto Garage Door Remote, Primary Bedroom - Main Floor, Sump Pump
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to 46 Westlake, a beautifully maintained home in St. Thomas offering modern comfort and plenty of space for the whole family. Built in 2015, this property blends contemporary design with practical living, featuring an inviting open-concept kitchen that flows seamlessly into the main living area -- perfect for everyday like and entertaining. The main level includes 3 well sized bedrooms, providing a bright and comfortable space for all family members. The fully finished basement adds exceptional versatility with 2 additional bedrooms, ideal for guests, teens or a home office setup. This lower level offers abundant living space while still feeling warm and welcoming. A double car garage provides convenience and ample storage, rounding out the home's thoughtful layout. With its modern construction, spacious design and family-friendly features, 46 Westlake is a fantastic opportunity to move into a ready-to-enjoy home in a great community.

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Key Features

Bedrooms
5
Bathrooms
3
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateMarch 24, 2026
Sold price information is available to members only
Listed Date1/28/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style1 Storey/Apt
ConstructionBrick
BasementFull, Finished
Lot Size45.05 × 107.97 Feet
CountyElgin
Annual Tax$4,426
Legal DescriptionLOT 30, PLAN 11M197 CITY OF ST. THOMAS

Parking & Garage

Parking Spaces6.0
Garage Spaces4
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Interior Features

Auto Garage Door Remote, Primary Bedroom - Main Floor, Sump Pump, Workbench, Bar Fridge

Security Features

None

Community Features

Location

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46 Westlake Drive, St. Thomas, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 46 Westlake Drive, St. Thomas, ON N5P 0C6

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Thomas.

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Interest Rate5.25%
Down Payment$41,000 (6.2%)
* Minimum Canadian down payment required for this price is $41,000.
Amortization Period25 Years
Estimated Monthly Payment$3,689Based on a loan of $619,000 over 25 years.
Purchase Price$660,000
Loan Amount$619,000
Provincial Land Transfer Tax:$9,675
Total Estimated Closing Taxes:$9,675

About Purchasing a Home in St. Thomas, ON

For a property listed at $660,000 in St. Thomas, the legal minimum down payment is $41,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $9,675 for this transaction. As this listing is in St. Thomas (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $9,675.

Nearby Listings

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No current listings found in St. Thomas.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for St. Thomas, St. Thomas.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$621,767

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

St. Anne's
Catholic84 Park Avenue, St. Thomas, Ontario, N5R 4W1
5.5
Forest Park
Public295 Forest Avenue, St. Thomas, Ontario, N5R 2K5
2.6
Elgin Court
Public254 First Avenue, St. Thomas, Ontario, N5R 4P5
4.3
Mitchell Hepburn
Public95 Raven Avenue, St. Thomas, Ontario, N5R 0C2
5.7
John Wise
Public100 Parkside Drive, St. Thomas, Ontario, N5R 3T9
4.4

Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.