Welcome to this remarkable 2 1/2 Storey detached located in the coveted neighborhood of St. Thomas. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $379,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
Dearest gentle reader, with a bit of polish, could this stately brick home be the diamond of the season? It's easy for one to imagine that you'll be the envy of the ton in this spacious 2.5 story home, affectionately named "the ivy cottage" on a quiet street in North St Thomas. With easy proximity to shoppes and parks for your weekend promenade- you'll be at the centre of it all. The picturesque covered front porch offers the perfect spot to greet guests and relax in the evenings. The main floor offers a den complete with fireplace which could be used as an additional bedroom, home office or additional living space, open concept living & dining room, and kitchen with updated quartz countertops and lots of storage. On the second level you'll find 3 well appointed bedrooms. A primary with updated cheater ensuite, and 2 additional bedrooms including one with a rough in for an additional 2pc bath. The third level is finished with plenty of natural light and can be used as a 4th bedroom, games or hobby room. You will find the character of this century home shines through with stained glass, original trim, doors and hardware. The deep lot with alley access behind the home offer even more development opportunity to a savvy investor. This home requires some work to return to its former glory. You must make haste- this gem is priced to sell!
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Data-driven valuation for 58 EAST Street, St. Thomas, ON N5P 2R2
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Thomas.
About Purchasing a Home in St. Thomas, ON
For a property listed at $379,900 in St. Thomas, the legal minimum down payment is $18,995 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $4,174 for this transaction. As this listing is in St. Thomas (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $4,174.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.