7 Howard Place, St. Thomas, ON
Property Highlights
Welcome to this remarkable Bungalow detached located in the coveted neighborhood of St. Thomas. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $565,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 3 Bedrooms and 2 Bathrooms
- Generous living space spanning 1100-1500 sqft on a premium 44.13 x 141.94 ft lot
- Features a separate entrance, finished basement, adding superb versatility for recreation, a home gym, or extra storage
- 3.0 total parking spaces available with a convenient attached configuration
- Notable attributes: Primary Bedroom - Main Floor, In-Law Capability
- equipped with central air central cooling and highly efficient forced air heating via gas
Description
Welcome to 7 Howard Place in St. Thomas, a rare opportunity to own a well-maintained family home coming to market for the first time in decades, proudly cared for by the same owners since 1997. Nestled on a quiet cul-de-sac, this solid single-family home sits on a premium pie-shaped lot offering an expansive backyard with endless potential for outdoor living, gardening, or entertaining. The main floor features a bright living area and dining space with hardwood flooring throughout, along with a functional kitchen and three well-sized bedrooms. The lower level offers a spacious recreation room, additional bathroom, laundry, and mechanical space, providing excellent versatility for growing families or multi-use living. Major updates have been completed, including newer windows (2024), roof (2017), furnace and air conditioning (2025) with 10-year extended warranty, giving buyers peace of mind knowing all big-ticket items have been taken care of. Located in a mature neighbourhood close to schools, parks, and everyday amenities, this is a move-in ready home with strong bones, pride of ownership, and long-term value.
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Primary Bedroom - Main Floor, In-Law Capability
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Pricing & Value Insights
Data-driven valuation for 7 Howard Place, St. Thomas, ON N5R 1E8
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About Purchasing a Home in St. Thomas, ON
For a property listed at $565,000 in St. Thomas, the legal minimum down payment is $31,500 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $7,775 for this transaction. As this listing is in St. Thomas (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $7,775.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.