86 Kains Street, St. Thomas, ON
Property Highlights
Welcome to this remarkable 2 1/2 Storey detached located in the coveted neighborhood of St. Thomas. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $399,999 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 5 Bedrooms and 2 Bathrooms
- Generous living space spanning 1500-2000 sqft on a premium 41.88 x 42.36 ft lot
- Features a full, unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
- 2.0 total parking spaces available
- Notable attributes: Water Heater, Workbench
- equipped with central air central cooling and highly efficient forced air heating via gas
Description
Don't miss the opportunity to own this beautifully updated, turnkey home in the heart of downtown St. Thomas. Offering five spacious bedrooms, one and a half bathrooms, and an additional convenient washroom in the basement. This home provides plenty of space for both family and guests. A perfect blend of original charm and modern updates, the home showcases stunning features like a classic wood staircase, high ceilings, and traditional trim. Renovated in 2020, it includes a new kitchen, a stylish main-floor powder room, a striking stone fireplace, updated flooring throughout, and a fully redone upstairs bathroom. Additional updates include a certified 100-amp electrical panel, some new plumbing, new windows, a side entrance, and a concrete driveway. Please note, the fireplace is being sold as is and will require WETT certification. Recent improvements to the neighborhood include completed roadwork with fresh pavement, new sidewalks, and curbs. The driveway curb has also been extended to allow for extra parking on the front lawn. Winter overnight street parking is available by permit. This home is truly move-in ready. Just settle in and enjoy!
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Property Summary
This detached home located at 86 Kains Street, St. Thomas is currently for sale and has been available on SousaSells for 65 days. This property is listed at $399,999 with an estimated mortgage of $1,331* per month. It has 5 beds, 2 bathrooms, and is 1500-2000 square feet. 86 Kains Street, St. Thomas is in the St. Thomas neighborhood.
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Key Features
Additional Details
Property Details
Parking & Garage
Heating & Cooling
Features
Property Features
Beach, Fenced Yard, Hospital, Library, Park, Place Of Worship
Interior Features
Water Heater, Workbench
Security Features
Community Features
Location
Property History
No historical data available for this property.
This could be the first listing for this address.
Pricing & Value Insights
Data-driven valuation for 86 Kains Street, St. Thomas, ON N5P 1N7
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
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About Purchasing a Home in St. Thomas, ON
For a property listed at $399,999 in St. Thomas, the legal minimum down payment is $20,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $4,475 for this transaction. As this listing is in St. Thomas (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $4,475.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.