109 Mackan Street, Thorold, ON

$420,000
MLS#:X12470899
4 beds
1 baths
700-1100 sqft
4.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of 556 - Allanburg/Thorold South. Expertly crafted featuring premium vinyl siding and brick front construction, this residence presents an exceptional opportunity offered at $420,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 1 Bathroom
  • Generous living space spanning 700-1100 sqft on a premium 40.09 x 120.26 ft lot
  • Features a full, partially finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Primary Bedroom - Main Floor, Water Heater, Water Meter
  • Efficient forced air heating via gas

Description

This solid original owner home is ready for a new owner seeking a small village location with easy access for Niagara's 3 largest cities. The friendly cul-de-sac location is your ideal destination for starting out or down-sizing for affordable living. The traditional floor plan includes an east facing livingroom for morning sunrises, open kitchen/dining area, 3 bedrooms, original hardwood floors & updated bathroom. The basement is divided into a large open area with laundry/utility set at one end, recroom, the 4th bedroom PLUS potential for future bathroom. The side entrance provides potential for a basement inlaw set up. The detached garage with hydro is an ideal workshop hobbiest location. This home features newer siding (with insulation added), low maintenance vinyl windows, entry doors, shingles & poured concrete driveway/front walkway '24.

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Property Summary

This detached home located at 109 Mackan Street, Thorold is currently for sale and has been available on SousaSells for 273 days. This property is listed at $420,000 with an estimated mortgage of $1,398* per month. It has 4 beds, 1 bathroom, and is 700-1100 square feet. 109 Mackan Street, Thorold is in the 556 - Allanburg/Thorold South neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
4
Bathrooms
1
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateNovember 1, 2025
Sold price information is available to members only
Listed Date10/16/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionVinyl Siding, Brick Front
BasementFull, Partially Finished
Lot Size40.09 × 120.26 Feet
CountyNiagara
Annual Tax$2,796
Legal DescriptionLT 217 PL 662 ; THOROLD

Parking & Garage

Parking Spaces4.0
Garage Spaces3
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingNone

Features

Property Features

Cul de Sac/Dead End, Level, Public Transit, School, School Bus Route

Interior Features

Primary Bedroom - Main Floor, Water Heater, Water Meter

Security Features

Carbon Monoxide Detectors, Smoke Detector

Community Features

Location

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109 Mackan Street, Thorold, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 109 Mackan Street, Thorold, ON L2V 1G5

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Thorold.

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Interest Rate4.00%
Down Payment$126,000 (30.0%)
* Minimum Canadian down payment required for this price is $21,000.
Amortization Period30 Years
Estimated Monthly Payment$1,398Based on a loan of $294,000 over 30 years.
Purchase Price$420,000
Loan Amount$294,000
Provincial Land Transfer Tax:$4,875
Total Estimated Closing Taxes:$4,875

About Purchasing a Home in Thorold, ON

For a property listed at $420,000 in Thorold, the legal minimum down payment is $21,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $4,875 for this transaction. As this listing is in Thorold (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $4,875.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 556 - Allanburg/Thorold South, Thorold.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$605,639

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Ontario
PublicThorold, Ontario
9.1
Richmond Street
Public153 Richmond Street, Thorold, Ontario, L2V 3H3
6.5
Prince of Wales
Public40 Pine Street South, Thorold, Ontario, L2V 3L4
7.0
Westmount
PublicWestmount Avenue, Thorold, Ontario, L2V 2J8
8.9

Secondary Schools

Thorold
Public50 Ormond Street North, Thorold, Ontario, L2V 1Z1
6.8

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.