55 Albert Street, Thorold, ON

$399,999
MLS#:X12448698
3 beds
3 baths
1100-1500 sqft
3.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of 557 - Thorold Downtown. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $399,999 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 3 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 33 x 85 ft lot
  • Features a partially finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available
  • Notable attributes: Carpet Free, Primary Bedroom - Main Floor, Storage
  • equipped with central air central cooling and highly efficient forced air heating via electric

Description

Stylish, Affordable & Move-In Ready! Discover the perfect blend of modern comfort and small-town charm in this beautifully renovated home located in the heart of Thorold. Ideal for first-time buyers or those looking to downsize without compromise, this home offers fresh updates, easy maintenance, and unbeatable value. Step inside to a bright, functional layout, featuring updated flooring, updated lighting, and a sleek modern kitchen with stainless steel appliances and plenty of storage. The home's thoughtful layout provides comfortable living space with three spacious bedrooms, three recently updated bathrooms, and convenient main-floor laundry. Enjoy a low-maintenance yard that is perfect for barbecues, playtime, or relaxing after a long day. This home has a 2-car driveway conveniently located at the back of the home, with private laneway access off West Avenue S. With recent renovations throughout, there's nothing left to do by move in and enjoy. Located just minutes from Brock University, Niagara College, downtown amenities, parks, and major highways, this home offers easy access to everything you need while keeping a cozy, community feel. Don't miss this incredible opportunity to own a turnkey home at an affordable price - book your private showing today and fall in love with 55 Albert Street W!

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Property Summary

This detached home located at 55 Albert Street, Thorold is currently for sale and has been available on SousaSells for 281 days. This property is listed at $399,999 with an estimated mortgage of $1,331* per month. It has 3 beds, 3 bathrooms, and is 1100-1500 square feet. 55 Albert Street, Thorold is in the 557 - Thorold Downtown neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
3
Bathrooms
3
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateOctober 19, 2025
Sold price information is available to members only
Listed Date10/7/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionVinyl Siding
BasementPartially Finished
Lot Size33 × 85 Feet
CountyNiagara
Annual Tax$3,368.52
Legal DescriptionPT LTS 175 & 176, PL 898; T/W RO488240; THOROLD

Parking & Garage

Parking Spaces3.0
Garage Spaces2
Garage TypeNone

Heating & Cooling

Heat SourceElectric
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Park, Place Of Worship, Public Transit, Rec./Commun.Centre, School Bus Route

Interior Features

Carpet Free, Primary Bedroom - Main Floor, Storage, Water Heater

Security Features

Community Features

Virtual Tours

Location

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55 Albert Street, Thorold, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 55 Albert Street W, Thorold, ON L2V 2G6

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Thorold.

Configure Loan Settings

Interest Rate4.00%
Down Payment$120,000 (30.0%)
* Minimum Canadian down payment required for this price is $20,000.
Amortization Period30 Years
Estimated Monthly Payment$1,331Based on a loan of $279,999 over 30 years.
Purchase Price$399,999
Loan Amount$279,999
Provincial Land Transfer Tax:$4,475
Total Estimated Closing Taxes:$4,475

About Purchasing a Home in Thorold, ON

For a property listed at $399,999 in Thorold, the legal minimum down payment is $20,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $4,475 for this transaction. As this listing is in Thorold (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $4,475.

Similar Listings Nearby

City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 557 - Thorold Downtown, Thorold.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$629,688

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Prince of Wales
Public40 Pine Street South, Thorold, Ontario, L2V 3L4
7.0
Westmount
PublicWestmount Avenue, Thorold, Ontario, L2V 2J8
8.9
Richmond Street
Public153 Richmond Street, Thorold, Ontario, L2V 3H3
6.5
Ontario
PublicThorold, Ontario
9.1

Secondary Schools

Thorold
Public50 Ormond Street North, Thorold, Ontario, L2V 1Z1
6.8

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.