227 Lydia Street, Waterloo, ON
Property Highlights
Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Waterloo. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $799,999 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 3 Bedrooms and 2 Bathrooms
- Generous living space spanning 1500-2000 sqft on a premium 39.06 x 74.12 ft lot
- Features a unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
- 2.0 total parking spaces available
- Notable attributes: Water Softener
- Efficient forced air heating via gas
Description
Welcome to 227 Lydia Street, a spacious and character-filled home in Kitchener's highly sought-after Historic East Ward. Rich in original charm and timeless appeal, this inviting home offers 3 generous bedrooms, 2 bathrooms, and a finished loft/attic space-perfect as a home office, playroom, guest retreat, or additional living area. Nestled in one of Kitchener's most desirable family-friendly neighbourhoods, the Historic East Ward is known for its mature tree-lined streets, beautiful character homes, and strong sense of community. Enjoy the convenience of being just minutes from vibrant downtown Kitchener, with excellent shopping, restaurants, cafés, entertainment, and everyday amenities nearby. Public transit is easily accessible, making commuting simple, while nearby parks, walking trails, and excellent schools make this an ideal location for families and outdoor enthusiasts alike. Combining historic character with an unbeatable location, 227 Lydia Street is a wonderful opportunity to own a charming home in one of Kitchener's most established and desirable neighbourhoods. Don't miss your chance to make it yours!
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Pricing & Value Insights
Data-driven valuation for 227 Lydia Street, Waterloo, ON N2H 1W4
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About Purchasing a Home in Waterloo, ON
For a property listed at $799,999 in Waterloo, the legal minimum down payment is $55,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $12,475 for this transaction. As this listing is in Waterloo (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $12,475.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.