635 ROYAL FERN Street, Waterloo, ON
Property Highlights
Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Waterloo. Expertly crafted featuring premium vinyl siding and brick construction, this residence presents an exceptional opportunity offered at $719,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 3 Bedrooms and 3 Bathrooms
- Generous living space spanning 1100-1500 sqft on a premium 27.79 x 106.07 ft lot
- Features a full, finished basement, adding superb versatility for recreation, a home gym, or extra storage
- 2.0 total parking spaces available with a convenient attached configuration
- Notable attributes: Sump Pump, Water Heater Owned, Water Softener
- equipped with central air central cooling and highly efficient forced air heating via gas
Description
RARE FIND! This beautiful home has NO BACK NEIGHBOURS and is next to a wide walking path, offering PRIVACY and SPACIOUSNESS in the highly sought after Columbia Forest area. Surrounded by mature trees and grassy spaces it feels like you live on a half-acre lot, without the maintenance! Lovingly maintained by the current owners for 17 years, with pride of ownership and upgrades throughout. New roof (2018), new deck (2024), renovated main bath (2023), finished basement (spray foam insulation) with a full bathroom (2021), insulation in attic (2025), and more! A fully refreshed kitchen (2026) with brand-new stainless steel appliances, new backsplash and large island is the heart of the home. With total privacy out the dining room window this space feels magically secluded from the world around it. The generous sized primary bedroom offers exceptional views overlooking Columbia Forest. The family-sized upstairs bathroom is a real stunner, featuring a separate glass shower with multiple shower heads, a luxurious jacuzzi tub, and a large vanity with quartz countertop. The heated tile floor and under vanity lighting adds to the spa-like luxury. The 2 additional bedrooms offer beautiful views of the sunset maple tree, one with a custom built-in bookshelf. The lower level was finished to a high standard and doesn't feel like a typical basement. With a flex space currently used for a home office, guest room, and rec room, the uses are endless. A full bathroom gives room for overnight guests and your family as they grow. Close to top rated schools, beautiful forest trails, Ira Needles amenities, and only 5 minutes to Costco. Don't miss this RARE opportunity to own a PRIVATE, move-in-ready home in an outstanding location.
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Key Features
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Property Details
Parking & Garage
Heating & Cooling
Features
Property Features
Fenced Yard, Park, School
Interior Features
Sump Pump, Water Heater Owned, Water Softener
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Property History
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This could be the first listing for this address.
Pricing & Value Insights
Data-driven valuation for 635 ROYAL FERN Street, Waterloo, ON N2V 2P6
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About Purchasing a Home in Waterloo, ON
For a property listed at $719,000 in Waterloo, the legal minimum down payment is $46,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $10,855 for this transaction. As this listing is in Waterloo (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $10,855.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.