95 Loretta Drive, Niagara-on-the-Lake, ON
Property no longer active
This property was sold on November 6, 2025. This listing is for reference purposes only. to view the sold price.
Property Highlights
Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of 108 - Virgil. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $974,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 4 Bedrooms and 3 Bathrooms
- Generous living space spanning 2000-2500 sqft on a premium 49.94 x 118.11 ft lot
- Features a full, partially finished basement, adding superb versatility for recreation, a home gym, or extra storage
- 6.0 total parking spaces available with a convenient attached configuration
- Notable attributes: Other
- equipped with central air central cooling and highly efficient forced air heating via gas
Description
Welcome to your next home in beautiful Niagara-on-the-Lake! This charming detached two-story home offers over 2,100 sq ft of above grade living space and is perfectly located in a family-friendly neighborhood. As you arrive you will be greeted by the private double wide driveway that leads to an attached double car garage offering plenty of parking and convenience. Inside you will notice a bright and spacious foyer with cathedral ceilings that open up to the second floor, creating an airy and inviting first impression. The main floor features a freshly painted living space with a combination of hardwood and tile flooring. The kitchen boasts crisp white cabinetry and flows seamlessly into the dining area, where patio doors open to the backyard ideal for indoor-outdoor entertaining. You'll also find main floor laundry and a convenient two-piece powder room on this level. Upstairs, the second level offers four generously sized bedrooms. The primary bedroom enjoys ensuite privilege with direct access to the main bath while the additional bedrooms feature double closets providing ample storage. The lower level is partially finished and currently set up as a home gym with 3-piece bathroom and with minimal effort could be transformed into a cozy rec room or additional living space. Furnace replaced late 2024. The backyard is a true highlight featuring a mostly in-ground pool (installed by Boldt Pools in 2020) and a spacious deck ideal for summer lounging and hosting. Best of all, there's still plenty of green space left for kids to play or pets to roam. Located just minutes from Crossroads Public School, St. Michael Catholic Elementary and a short drive to Historic Old Town Niagara-on-the-Lake, this home is in a prime spot for families and those seeking a peaceful lifestyle with nearby amenities.
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Property Summary
This detached home located at 95 Loretta Drive, Niagara-on-the-Lake is currently for sale and has been available on SousaSells for 477 days. This property is listed at $974,900 with an estimated mortgage of $3,245* per month. It has 4 beds, 3 bathrooms, and is 2000-2500 square feet. 95 Loretta Drive, Niagara-on-the-Lake is in the 108 - Virgil neighborhood.
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Yes! Featuring 4 bedrooms and 3 bathrooms, this home offers ample space and comfort for growing families in 108 - Virgil, Niagara-on-the-Lake.
- •4 spacious bedroom layout offering versatile living space
- •3 well-appointed bathrooms
- •2000-2500 sqft of generous functional square footage
Growing families needing multi-bedroom flexibility and space in 108 - Virgil, Niagara-on-the-Lake.
Key Features
Additional Details
Property Details
Parking & Garage
Heating & Cooling
Features
Property Features
None listed
Interior Features
- Other
Security Features
None listed
Community Features
None listed
Frequently Asked Questions about 95 Loretta Drive, Niagara-on-the-Lake, ON
Q.What is the asking price for 95 Loretta Drive, Niagara-on-the-Lake, ON ?
The current listing price for 95 Loretta Drive, Niagara-on-the-Lake, ON in 108 - Virgil, Niagara-on-the-Lake is $974,900.
Q.How many bedrooms and bathrooms does this property have?
This property features 4 bedrooms and 3 bathrooms across approximately 2000-2500 sqft.
Q.What property type and architectural style is 95 Loretta Drive, Niagara-on-the-Lake, ON ?
95 Loretta Drive, Niagara-on-the-Lake, ON is a Detached (2-Storey) featuring a Full, Partially Finished basement.
Q.What interior features are included in this home?
Interior highlights include: Other.
Q.Is parking available at this property?
Yes, this property offers parking space for 6.0 vehicles (Attached).
Q.What heating and cooling systems are installed?
Heating is provided via Gas and cooling via Central Air.
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About Purchasing a Home in Niagara-on-the-Lake, ON
For a property listed at $974,900 in Niagara-on-the-Lake, the legal minimum down payment is $72,490 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $15,973 for this transaction. As this listing is in Niagara-on-the-Lake (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $15,973.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.